125 Pasco Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 125 Pasco Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1964
Lot Size	0.213 acres (9,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Jun 2014)
Tax Bill	$838 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-659500-004942`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-659500-004942`
Alternative APNs	`342826659500004942` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	9,291 sqft (0.213 acres)
Lot Dimensions	134 ft deep x 67 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	120 sqft
Shed	1 Shed
Utility Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	125 PASCO RD
City	WINTER HAVEN
State	FL
Zip	33884-1572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PGS 32 32A IN S34/35 T28 R26 LOTS 494 LESS S 82 FT & 495 LESS S 82 FT
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS EAST LAKE MARIAM UNIT
Legal Tract	659500
Legal Block	2
Legal Lot Number	494
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2023
Census Tract	13902

Owner

Source: Polk County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 PASCO RD, WINTER HAVEN, FL 33884-1572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2014 · Amount on Record
Deed Sale	Jun 13, 2014 · Amount on Record
Prior Sale	Oct 2, 1995 · Amount on Record
Deed Document Number	2014102555
Deed Book / Page	9269 / 2038
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Sep 28, 2026
Property Address	125 PASCO RD, WINTER HAVEN, FL 33884-1572
Document Number	0000233566
Book / Page	14168 / 1252
Instrument Date	Sep 17, 2026
Instrument	2026233566
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PASCO RD, WINTER HAVEN, FL 33884-1572

Mortgage

Document Number	0000233566,
Date	Sep 28, 2026
Book Page	14168/1252
Instrument	2026233566

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2056

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	125 PASCO RD, WINTER HAVEN, FL 33884-1572
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PASCO RD, WINTER HAVEN, FL 33884-1572

Mortgage

Document Number	0000116556
Date	Apr 29, 2022
Book Page	12231/532
Instrument	2022116556

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	125 PASCO RD, WINTER HAVEN, FL 33884-1572
Document Number	0114062025
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 PASCO RD WINTER HAVEN FL 338841572, WINTER HAVEN, FL 33884-1572

Mortgage

Document Number	0114062025
Date	Oct 9, 2020
Book Page	011406/002025
Instrument	212651

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 8, 2045

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,547 (+2.7%)	$176,772 (-1.5%) Land $35,283 Building $141,489
2025	$838.00 (-33.23%) Homeowner's exemption	$103,746 (+5.99%)	$179,471 (-3.49%) Land $35,283 Building $144,188
2023	$1,255.00 (+4.76%) Homeowner's exemption	$97,885 (+3%)	$185,956 (+9.14%) Land $34,354 Building $151,602
2022	$1,198.00 Homeowner's exemption	$95,034	$170,383 Land $28,783 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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