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109 Pasco Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 109 Pasco Rd, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,368 sqft · built 1972
Lot Size0.259 acres (11,291 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Aug 2019)
Tax Bill$2,071 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-34-659500-005030

Property Details

APN / Parcel Number

Primary APN26-28-34-659500-005030
Alternative APNs
  • 342826659500005030
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area1,830 sqft
1st Floor Area1,368 sqft
FlooringTerrazzo
Interior WallsWood

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area11,291 sqft (0.259 acres)
Lot Dimensions157 ft deep x 70 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchEnclosed/Unfinished Porch
Porch Area348 sqft

Location & Zoning

Street Address109 PASCO RD
CityWINTER HAVEN
StateFL
Zip33884-1572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PGS 32 32A IN S 34/35 T28 R26 LOTS 503 & N 15 FT OF 504
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionELOISE WOODS EAST LAKE MARIAM UNIT
Legal Tract659500
Legal Block2
Legal Lot Number503
Legal UnitPB
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2023
Census Tract13902

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 PASCO RD, WINTER HAVEN, FL 33884-1572
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2019 · Amount on Record
Deed SaleAug 7, 2019 · Amount on Record
Deed Document Number2019165775
Deed Book / Page10933 / 150
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 7, 2019
Property Address109 PASCO RD, WINTER HAVEN, FL 33884-1572
Document Number0109330150
Book / Page010933 / 000150
Instrument DateJul 25, 2019
Instrument165775
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyHOME SOLUTION TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 CITRUS DR WINTER HAVEN FL 338841594, WINTER HAVEN, FL 33884-1594

Mortgage

Document Number109330137
DateAug 7, 2019
Book Page010933/000137
Instrument165774
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,071.00 (-15.05%) Homeowner's exemption$196,705 (+5.99%)$218,192 (-2.1%) Land $40,454 Building $177,738
2023$2,438.00 (+3.09%) Homeowner's exemption$185,593 (+3%)$222,872 (+12.72%) Land $39,390 Building $183,482
2022$2,365.00 Homeowner's exemption$180,187$197,726 Land $32,989 Building $164,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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