125 Palomino Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 125 Palomino Pl, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,071 sqft · built 2015
Lot Size	0.084 acres (3,686 sqft)
Owner	Individual Name on File
Last Sale	$647,000 (May 2015)
Tax Bill	$9,767 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`808-48-066`

Property Details

APN / Parcel Number

Primary APN	`808-48-066`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,071 sqft Living Area
1st Floor Area	831 sqft
2nd Floor Area	1,240 sqft

Exterior

Year Built	Built 2015
Architectural Style	Other
Construction Type	Wood
Lot Area	3,686 sqft (0.084 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	125 PALOMINO PL
City	GILROY
State	CA
Zip	95020-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 10184 LOT 119
Legal Tract	10184
Legal Lot Number	119
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512509

Owner

Source: Santa Clara County records · APN 808-48-066

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	125 PALOMINO PL, GILROY, CA 95020-8503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jun 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 17, 2021	Grant Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	Mar 09, 2015 · Amount on Record
Deed Document Number	0022969012
Last Transfer Date	Sep 17, 2021
Transfer Doc	0025104772
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	125 PALOMINO PL, GILROY, CA 95020-8503
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PALOMINO PL, GILROY, CA 95020-8503

Mortgage

Document Number	0025357437
Date	Aug 12, 2022
Instrument	25357437

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	125 PALOMINO PL, GILROY, CA 95020-8503
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024493940
Date	Jun 02, 2020
Instrument	24493940

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 17, 2021
Property Address	125 PALOMINO PL, GILROY, CA 95020-8503
Document Number	0025104772
Map Reference	MB 866 PG 24-33
Instrument Date	Sep 13, 2021
Instrument	25104772
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	125 PALOMINO PL, GILROY, CA 95020-8503

Mortgage

Document Number	0025104773
Date	Sep 17, 2021
Instrument	25104773

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,767.00 (+2.22%) Homeowner's exemption	$796,984 (+4.04%) Land $434,961 Building $362,023
2023	$9,555.00 (+1.68%) Homeowner's exemption	$766,038 Land $418,072 Building $347,966
2022	$9,397.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986, river or lake flooding, Severe Storms & Flooding
Claims By Storm	Severe Storms & Flooding, Feb 1986 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Frontier, Verizon, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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