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120 Palomino Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 120 Palomino Pl, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,269 sqft · built 2015
Lot Size0.09 acres (3,936 sqft)
OwnerIndividual Name on File
Last Sale$990,000 (Feb 2024)
Tax Bill$12,446 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN808-48-091

Property Details

APN / Parcel Number

Primary APN808-48-091

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,269 sqft Living Area
1st Floor Area979 sqft
2nd Floor Area1,290 sqft

Exterior

Year BuiltBuilt 2015
Architectural StyleOther
Construction TypeWood
Lot Area3,936 sqft (0.09 acres)
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address120 PALOMINO PL
CityGILROY
StateCA
Zip95020-8502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 10184 LOT 144
Legal Tract10184
Legal Lot Number144
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1003
Census Tract512509

Owner

Source: Santa Clara County records · APN 808-48-091

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address120 PALOMINO PL, GILROY, CA 95020-8502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Apr 02, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 29, 2024 · Amount on Record
Deed SaleFeb 29, 2024 · Amount on Record
Prior SaleJan 20, 2015 · Amount on Record
Deed Document Number25603585
Record UpdatedJun 08, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 29, 2024
Property Address120 PALOMINO PL, GILROY, CA 95020-8502
Document Number0025603585
Map ReferenceMB 866 PG 24-33
Instrument DateFeb 20, 2024
Instrument25603585
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address120 PALOMINO PL, GILROY, CA 95020-8502
InvestorPossibly a Property Investor

Mortgage

Document Number0025603586
DateFeb 29, 2024
Instrument25603586
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address120 PALOMINO PL, GILROY, CA 95020-8502
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 PALOMINO PL, GILROY, CA 95020-8502

Mortgage

Document Number0024904217
DateApr 02, 2021
Instrument24904217
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term287 Months
DueMar 01, 2045

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,446.00 (+37.56%)$1,009,800 (+40.6%) Land $656,370 Building $353,430
2023$9,048.00 (+1.66%)$718,226 Land $346,551 Building $371,675
2022$8,900.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986, river or lake flooding, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20

May also be available at this address: Frontier, Verizon, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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