St. Johns County property record for 125 Paloma Pt, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,184 sqft · built 2015 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,200 (Jun 2015) |
| Tax Bill | $2,734 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 102823-0730 |
| Primary APN | 102823-0730 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 2,604 sqft |
| 1st Floor Area | 990 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 188 sqft |
| Patio Area | 530 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 125 PALOMA PT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 61/63-69 OLD SEBASTIAN POINT LOT 73 OR4046/996 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 51 |
| Legal Subdivision | OLD SEBASTIAN POINT |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20903 |
125 Paloma Pt is owned and occupied by two individuals who bought it in June 2015.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 PALOMA PT, SAINT AUGUSTINE, FL 32084-8691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · VA Mortgage BNC MORTGAGE INC |
| Jun 6, 2019 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2015 · Amount on File |
| Deed Sale | Jun 23, 2015 · Amount on File |
| Deed Document Number | 201538619 |
| Deed Book / Page | 4046 / 996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 125 PALOMA PT, SAINT AUGUSTINE, FL 32084-8691 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 125 PALOMA PT, SAINT AUGUSTINE, FL 32084-8691 |
| Document Number | 0051831860 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 5183/1860 |
| Instrument | 2021018607 |
| Name | BNC MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 125 PALOMA PT, SAINT AUGUSTINE, FL 32084-8691 |
| Document Number | 0047390001 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 PALOMA PT ST AUGUSTINE FL 320848691, ST AUGUSTINE, FL 32084-8691 |
| Document Number | 0047390001 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 004739/000001 |
| Instrument | 40640 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2049 |
The 2025 property tax bill for 125 Paloma Pt was $2,734 with a homeowner's exemption, down 33.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,308 (+2.7%) | $411,741 (+1.12%) Land $110,000 Building $301,741 | |
| 2025 | $2,734.00 (-33.56%) Homeowner's exemption | $259,307 (+2.9%) | $407,188 (+3.29%) Land $110,000 Building $297,188 |
| 2024 | $4,115.00 (+2.62%) Homeowner's exemption | $251,999 (+3%) | $394,230 (-5.38%) Land $110,000 Building $284,230 |
| 2023 | $4,010.00 (+11.67%) Homeowner's exemption | $244,659 (+3%) | $416,643 (+6.78%) Land $114,000 Building $302,643 |
| 2022 | $3,591.00 Homeowner's exemption | $237,533 | $390,198 Land $84,000 Building $306,198 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Paloma Pt in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 23 (2016–2022) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Paloma Pt is moderate, ranking above 43% of the US, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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