117 Paloma Pt, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 117 Paloma Pt, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,937 sqft · built 2014
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,000 (Nov 2014)
Tax Bill	$6,159 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`102823-0750`

Property Details

APN / Parcel Number

Primary APN	`102823-0750`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,937 sqft Living Area
Gross Area	3,571 sqft
1st Floor Area	1,329 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	338 sqft
Porch	Finished/Open Porch
Porch Area	304 sqft
Deck Area	Deck Area
Patio Area	722 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	117 PALOMA PT
City	SAINT AUGUSTINE
State	FL
Zip	32084-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	61/63-69 OLD SEBASTIAN POINT LOT 75 OR3954/17
Legal Range	29E
Legal Township	07S
Legal Section	51
Legal Subdivision	OLD SEBASTIAN POINT
Legal Block	1
Legal Lot Number	75
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 PALOMA PT, SAINT AUGUSTINE, FL 32084-8691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	201466812
Deed Book / Page	3954 / 17
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	117 PALOMA PT, SAINT AUGUSTINE, FL 32084-8691
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 PALOMA PT, SAINT AUGUSTINE, FL 32084-8691

Mortgage

Document Number	0057881066
Date	Jul 7, 2023
Book Page	5788/1066
Instrument	2023053087

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,561 (+2.7%)	$536,424 (+0.88%) Land $110,000 Building $426,424
2025	$6,159.00 (+7.71%) Homeowner's exemption	$343,292 (+2.9%)	$531,733 (+6.08%) Land $110,000 Building $421,733
2024	$5,718.00 (+2.45%) Homeowner's exemption	$333,617 (+3%)	$501,258 (-4.72%) Land $110,000 Building $391,258
2023	$5,581.00 (+3.33%) Homeowner's exemption	$323,900 (+3%)	$526,078 (+5.26%) Land $114,000 Building $412,078
2022	$5,401.00 Homeowner's exemption	$314,466	$499,781 Land $84,000 Building $415,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 7 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20