125 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 125 Otsego St, Ilion, NY 13357

Property Summary

Property TypeMixed Use Store/Office
Details2,052 sqft · built 1991
Lot Size0.707 acres (30,801 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (Aug 2015)
Tax Bill$8,180 (2025)
Deeds & MortgagesOct 2022 Refinance
APN212801 119.44-4-70.2

Property Details

APN / Parcel Number

Primary APN212801 119.44-4-70.2
Alternative APNs
  • 280111904400040702000000
  • 20185932

Interior

Stories1 Story
Building Area2,052 sqft Gross Area
Basement Area2,052 sqft
Finished Basement2,052 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area30,801 sqft (0.707 acres)
Lot Dimensions94.8 ft deep x 324 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20185932
Street Address125 OTSEGO ST
CityILION
StateNY
Zip13357-1805
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionOTSEGO ST COMM
Legal Block4
Legal Lot Number70.200
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group2
Census Block2006
Census Tract10400

Owner

Source: Herkimer County and German Flatts Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2709 GENESEE ST, UTICA, NY 13501-6222
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2015 · Amount on Record
Deed SaleAug 14, 2015 · Amount on Record
Deed Book / Page1575 / 688
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address125 OTSEGO ST, ILION, NY 13357-1805
Transaction TypeMortgage
Record UpdatedNov 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20225798
DateOct 13, 2022
InstrumentRP2022-5798
Lender
NameADIRONDACK BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,180.00 (+5.66%)$125,000 (-) Land $9,500 Building $115,500$234,082 (+3%) Land $17,790 Building $216,292
2023$125,000 Land $9,500 Building $115,500$227,273 Land $17,273 Building $210,000
2020$7,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1982–2013)
Claims Outside the SFHA2 of 7
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Otsego St

Nearby Streets

Search Property Records by Address or Parcel Number