Herkimer County and German Flatts Town property record for 120 Otsego St, Ilion, NY 13357
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,968 sqft · built 1920 |
| Lot Size | 0.072 acres (3,139 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Aug 2017) |
| Tax Bill | $3,028 (2026) |
| Deeds & Mortgages | Aug 2018 Line of Credit Aug 2017 Sale |
| APN | 212801 119.44-4-68 |
| Primary APN | 212801 119.44-4-68 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,968 sqft Gross Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 3,139 sqft (0.072 acres) |
| Lot Dimensions | 73 ft deep x 43 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20174476 |
|---|---|
| Street Address | 120 OTSEGO ST |
| City | ILION |
| State | NY |
| Zip | 13357-1806 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | B1 |
| Legal Description | 120 OTSEGO ST W COM 43X68 |
| Legal Block | 4 |
| Legal Lot Number | 68.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 10300 |
120 Otsego St, a commercial property, is owned by two individuals who bought it in August 2017.
Source: Herkimer County and German Flatts Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1494 BARRINGER RD, ILION, NY 13357-4241 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2018 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT EAST ACA |
| Aug 23, 2017 | Deed, Transfer NOT AVAILABLE, DAVID MALONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2017 · Amount on File |
| Deed Sale | Aug 23, 2017 · Amount on File |
| Deed Book / Page | 2017 / 4476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 120 OTSEGO ST, ILION, NY 13357-1806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | RP20184112 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | RP2018-4112 |
| Name | FARM CREDIT EAST ACA |
|---|---|
| Type | Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Aug 23, 2017 |
| Property Address | 120 OTSEGO ST, ILION, NY 13357-1806 |
| Document Number | 0000002017/0000004476 |
| Book / Page | 0000002017 / 0000004476 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | NOT AVAILABLE, DAVID MALONE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1494 BARRIWYER RD, ILION, NY 13357 |
The 2026 property tax bill for 120 Otsego St was $3,028, up 2.8% from the year before.
Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,028.00 (+2.82%) | ||
| 2025 | $2,945.00 | $45,000 Land $26,300 Building $18,700 | $84,270 Land $49,251 Building $35,019 |
| 2023 | $45,000 Land $26,300 Building $18,700 | $81,818 Land $47,818 Building $34,000 | |
| 2020 | $5,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 120 Otsego St; there have been 15 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 15 (1999–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Otsego St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 36 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Aug 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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