125 Old Bee Tree Rd, Swannanoa, NC 28778 Property Records

Buncombe County property record for 125 Old Bee Tree Rd, Swannanoa, NC 28778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1964
Lot Size	0.969 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Nov 2016)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9679-87-9763-00000`

Property Details

APN / Parcel Number

Primary APN	`9679-87-9763-00000`
Alternative APN	`967908879636000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.969 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	967908879636000
Street Address	125 OLD BEE TREE RD
City	SWANNANOA
State	NC
Zip	28778-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:11/30/2016 DEED
Legal Description	DEED DATE:11/30/2016 DEED:5496-0964 PLAT:0000-0000
Legal Lot Number	9636
Jurisdiction	BUNCOMBE NC
Township / Civil Division	SWANNANOA
Census Block Group	1
Census Block	1008
Census Tract	3004

Owner

125 Old Bee Tree Rd is owned and occupied by an individual who bought it in November 2016.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Mailing Address	125 OLD BEE TREE RD, SWANNANOA, NC 28778-3410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2016 · Amount on File
Deed Sale	Nov 30, 2016 · Amount on File
Deed Document Number	0005496964
Deed Book / Page	5496 / 964
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	125 OLD BEE TREE RD, SWANNANOA, NC 28778-3410
Document Number	0058991354
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 OLD BEE TREE RD SWANNANOA NC 287783410, SWANNANOA, NC 28778-3410

Mortgage

Document Number	0058991354
Date	May 20, 2020
Book Page	005899/001354

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 125 Old Bee Tree Rd was $2,006.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,006.00	$288,100
2023	$1,838.00	$288,100	$288,100 Land $54,000 Building $234,100
2021			$288,100 Land $54,000 Building $234,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Old Bee Tree Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (2021–2024)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 14 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Old Bee Tree Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35