Buncombe County property record for 121 Old Bee Tree Rd, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,780 sqft · built 1963 |
| Lot Size | 23.6 acres (1,030,194 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Oct 1987) |
| Tax Bill | $2,596 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9679-87-3956-00000 |
| Primary APN | 9679-87-3956-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,780 sqft Living Area |
| Gross Area | 3,145 sqft |
| 1st Floor Area | 1,790 sqft |
| Basement Area | 1,355 sqft |
| Finished Basement | 1,355 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,030,194 sqft (23.6 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 675 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 967908872934000 |
|---|---|
| Street Address | 121 OLD BEE TREE RD |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 10/19/1987 DEE |
| Legal Description | DEED DATE: 10/19/1987 DEED: 1495-0670 SUBDIV: BLOCK: LOT: 39-45 & 70-76 & ADJ TRACT SECTION: PLAT: 0012-0033 |
| Legal Lot Number | 39-76 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 3004 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 121 OLD BEE TREE RD, SWANNANOA, NC 28778-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 30, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 1987 · Amount on Record |
| Deed Sale | Oct 19, 1987 · Amount on Record |
| Deed Document Number | 0001495670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 121 OLD BEE TREE RD, SWANNANOA, NC 28778-3410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LENDER RECORDING SERVICES IN |
| Name | Verified Name |
|---|
| Document Number | 0056191706 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 5619/1706 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BLACK MOUNTAIN, NC 28711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 121 OLD BEE TREE RD, SWANNANOA, NC 28778-3410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056680747 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 5668/0747 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BLACK MOUNTAIN, NC 28711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,596.00 (+44.54%) | $372,700 (+32.35%) | |
| 2023 | $1,796.00 | $281,600 | $281,600 (-24.44%) Land $40,600 Building $241,000 |
| 2021 | $372,700 Land $25,600 Building $347,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (2021–2024) |
| Claims Outside the SFHA | 10 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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