125 Oak St, Windsor, CO 80550 Property Records

Weld County property record for 125 Oak St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1994
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Apr 2026)
Tax Bill	$2,644 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8072-12-3-00-02`

Property Details

APN / Parcel Number

Primary APN	`8072-12-3-00-02`
Alternative APNs	`0807-21-2-30-002` `R0044593`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,408 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0044593
Street Address	125 OAK ST
City	WINDSOR
State	CO
Zip	80550-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN FOS-2 LOT B FOSTER SUB
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	FOSTER SUB
Legal Block	3
Legal Lot Number	B
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3017
Census Tract	2205

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 OAK ST, WINDSOR, CO 80550-5435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit ADAMS BANK & TRUST
Apr 21, 2026	Special Warranty Deed, Transfer · Conventional Mortgage LOAN STORE
Jun 3, 2026	Quit Claim Deed, Transfer LAND TITLE
Mar 7, 2023	Warranty Deed, Transfer STEWART TITLE
Aug 23, 2022	Warranty Deed, Transfer FIRST AMERICAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Mar 7, 2023 · Amount on Record
Deed Document Number	20265096586
Prior Transfer Date	Apr 17, 2026
Prior Transfer Doc	0005106118
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	125 OAK ST, WINDSOR, CO 80550-5435
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004748721
Date	Aug 23, 2021
Instrument	4748721

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	OGALLALA, NE 69153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 17, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Apr 21, 2026
Property Address	125 OAK ST, WINDSOR, CO 80550-5435
Document Number	0005096586
Instrument Date	Apr 17, 2026
Instrument	20265096586
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,797.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 OAK ST, WINDSOR, CO 80550-5435

Mortgage

Document Number	0005096587,
Date	Apr 21, 2026
Instrument	20265096587

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Jun 3, 2026
Property Address	125 OAK ST, WINDSOR, CO 80550-5435
Document Number	0005106118
Instrument Date	Apr 17, 2026
Instrument	20265106118
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 OAK ST, WINDSOR, CO 80550-5435

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Mar 7, 2023
Property Address	125 OAK ST, WINDSOR, CO 80550-5435
Document Number	0004885408
Instrument Date	Mar 7, 2023
Instrument	4885408
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$41.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	125 OAK ST, WINDSOR, CO 80550-5435

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Aug 23, 2022
Property Address	125 OAK ST, WINDSOR, CO 80550-5435
Document Number	0004850467
Instrument Date	Aug 22, 2022
Instrument	4850467
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$39.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 OAK ST, WINDSOR, CO 80550-5435

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,900 (-2.08%) Land $2,940 Building $22,960	$423,224 (-) Land $48,000 Building $375,224
2025	$2,644.00 (+3.24%)	$26,450 (-14.23%) Land $3,000 Building $23,450	$423,224 (-7.16%) Land $48,000 Building $375,224
2024	$2,561.00 (+8.93%)
2023	$2,351.00	$30,840 Land $2,840 Building $28,000	$455,862 Land $42,000 Building $413,862

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon, Vistabeam.

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