120 Oak St, Windsor, CO 80550 Property Records

Weld County property record for 120 Oak St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1978
Lot Size	0.203 acres (8,850 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Mar 2018)
Tax Bill	$2,244 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8072-11-1-20-02`

Property Details

APN / Parcel Number

Primary APN	`8072-11-1-20-02`
Alternative APNs	`0807-21-1-12-002` `R1508586`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,850 sqft (0.203 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1508586
Street Address	120 OAK ST
City	WINDSOR
State	CO
Zip	80550-5436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23218 L11 BLK2 KERNS
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	KERNS
Legal Block	2
Legal Lot Number	11
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3016
Census Tract	2205

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 5, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Prior Sale	Oct 12, 1977
Deed Document Number	20184379622
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	120 OAK ST, WINDSOR, CO 80550-5436
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004741921
Date	Aug 3, 2021
Instrument	4741921

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Mar 5, 2018
Property Address	120 OAK ST, WINDSOR, CO 80550-5436
Document Number	0004379622
Instrument Date	Feb 28, 2018
Instrument	4379622
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OAK ST, WINDSOR, CO 80550-5436

Mortgage

Document Number	0004379623
Date	Mar 5, 2018
Instrument	4379623

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,590 (+0.62%) Land $4,330 Building $18,260	$369,195 (+2.78%) Land $70,800 Building $298,395
2025	$2,244.00 (+26.28%)	$22,450 (-0.36%) Land $4,430 Building $18,020	$359,195 (+7.87%) Land $70,800 Building $288,395
2024	$1,777.00 (+8.95%)
2023	$1,631.00	$22,530 Land $4,190 Building $18,340	$333,000 Land $61,950 Building $271,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon, Vistabeam.

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