125 Newgate Rd, Alabaster, AL 35007 Property Records

Shelby County property record for 125 Newgate Rd, Alabaster, AL 35007

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,056 sqft · built 1989
Lot Size	0.423 acres (18,444 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2026)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232032001001100`

Property Details

APN / Parcel Number

Primary APN	`232032001001100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,056 sqft Heated Area
1st Floor Area	2,056 sqft
Basement Area	2,008 sqft
Unfinished Basement	602 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,444 sqft (0.423 acres)
Lot Dimensions	175 ft deep x 105 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 NEWGATE RD
City	ALABASTER
State	AL
Zip	35007-8408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 3 21S 03W NBRHD: 02 NORWICK R-2
Legal Range	03W
Legal Township	21S
Legal Section	03
Legal Subdivision	NORWICK FOREST 2ND SECTOR
Legal Block	3
Legal Lot Number	32
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2001
Census Tract	30607

Owner

125 Newgate Rd is owned and occupied by two individuals who bought it in October 2026.

Source: Shelby County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 NEWGATE RD, ALABASTER, AL 35007-8408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Feb 23, 2018	Grant Deed, Transfer · Conventional with PMI HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Prior Sale	Feb 23, 2018 · Amount on File
Deed Document Number	2026323340
Prior Transfer Date	Oct 4, 2016
Prior Transfer Doc	0000367440
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 6, 2026
Property Address	125 NEWGATE RD, ALABASTER, AL 35007-8408
Document Number	0000323340
Instrument Date	Sep 30, 2026
Instrument	2026323340
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 NEWGATE RD, ALABASTER, AL 35007-8408

Mortgage

Document Number	0000323350,
Date	Oct 6, 2026
Instrument	2026323350

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	125 NEWGATE RD, ALABASTER, AL 35007-8408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000566630
Date	Dec 10, 2020
Instrument	20201210000566630

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 23, 2018
Property Address	125 NEWGATE RD, ALABASTER, AL 35007-8408
Document Number	0000057960
Instrument Date	Feb 21, 2018
Instrument	57960
Transaction Type	Transfer
Record Updated	Mar 2, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 LAKEWOOD CIR RAINBOW CITY AL 359063603, RAINBOW CITY, AL 35906-3603

Mortgage

Document Number	57970
Date	Feb 23, 2018
Instrument	57970

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 125 Newgate Rd was $1,652 with a homeowner's exemption.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Alabaster City
County	Shelby County
Unified School District	Alabaster City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,652.00	$30,600	$306,000 Land $80,000 Building $226,000
2023	$1,460.00 (+8.39%)	$27,800 (+8.09%)	$277,900 (+8.05%) Land $80,000 Building $197,900
2022	$1,347.00	$25,720	$257,200 Land $80,000 Building $177,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Newgate Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Newgate Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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