124 Newgate Rd, Alabaster, AL 35007 Property Records

Shelby County property record for 124 Newgate Rd, Alabaster, AL 35007

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,918 sqft · built 1993
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (May 2021)
Tax Bill	$1,804 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232032001001106`

Property Details

APN / Parcel Number

Primary APN	`232032001001106`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,918 sqft Heated Area
1st Floor Area	1,466 sqft
Upper Floors Area	1,452 sqft
Basement Area	1,452 sqft
Unfinished Basement	436 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	240 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 NEWGATE RD
City	ALABASTER
State	AL
Zip	35007-8407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 3 21S 03W NBRHD: 02 NORWICK R-2
Legal Range	03W
Legal Township	21S
Legal Section	03
Legal Subdivision	NORWICK FOREST 2ND SECTOR
Legal Block	2
Legal Lot Number	11
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2000
Census Tract	30607

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 NEWGATE RD, ALABASTER, AL 35007-8407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Feb 6, 2020	Loan Modification, Mortgage · Conventional with PMI CENTRAL ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Nov 3, 2003 · Amount on Record
Deed Document Number	2021256390
Prior Transfer Date	Jun 10, 2003
Prior Transfer Doc	0000402170
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	124 NEWGATE RD, ALABASTER, AL 35007-8407
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121320
Date	Apr 26, 2024
Instrument	20240426000121320

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	May 25, 2021
Property Address	124 NEWGATE RD, ALABASTER, AL 35007-8407
Document Number	0000256390
Map Reference	MB 13 PG 23A&B
Instrument Date	May 24, 2021
Instrument	20210525000256390
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8039 TUXTER PARK DR, MONTGOMERY, AL 36116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 HWTON ROAD, PAUPACK, PA 18451

Mortgage

Document Number	0000256400
Date	May 25, 2021
Instrument	20210525000256400

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY AL
Property Address	124 NEWGATE RD, ALABASTER, AL 35007-8407
Document Number	0000107540
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 NEWGATE RD ALABASTER AL 350078407, ALABASTER, AL 35007-8407

Mortgage

Document Number	0000107540
Date	Mar 18, 2020
Instrument	107540

Lender

Name	CENTRAL ST BK
Type	Bank
Address	CALERA, AL 35040

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Alabaster City
County	Shelby County
Unified School District	Alabaster City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,804.00 (-11.35%) Homeowner's exemption Senior Citizen's exemption
2025	$2,035.00 (+27.91%)	$37,700 (+11.47%)	$377,000 (+11.47%) Land $80,000 Building $297,000
2023	$1,591.00 (+23.33%)	$33,820 (+8.68%)	$338,200 (+8.68%) Land $80,000 Building $258,200
2022	$1,290.00	$31,120	$311,200 Land $80,000 Building $231,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Newgate Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures