125 Munsing St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 125 Munsing St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,995 sqft · built 1962
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Dec 2021)
Tax Bill	$7,983 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:018-10800 B:36 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:018-10800 B:36 L:0`
Alternative APNs	`LUDL M:18 B:10800 P:36` `6057`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,995 sqft Living Area
Gross Area	5,826 sqft
Basement Area	1,810 sqft
Unfinished Basement	1,810 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6057
Street Address	125 MUNSING ST
City	LUDLOW
State	MA
Zip	01056-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	10800
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2002
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 MUNSING ST, LUDLOW, MA 01056-1159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 21, 2021	Quit Claim Deed, Transfer
Jun 7, 2021	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 22, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	202191243
Deed Book / Page	24317 / 420
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	024317-420
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	125 MUNSING ST, LUDLOW, MA 01056-1159
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026041-450
Date	Sep 26, 2025
Book Page	26041/450
Instrument	45392

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 1, 2052

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 21, 2021
Property Address	125 MUNSING ST, LUDLOW, MA 01056-1159
Document Number	024317-420
Book / Page	24317 / 420
Instrument Date	Dec 16, 2021
Instrument	91243
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 WEST ST, LUDLOW, MA 01056-1729

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 7, 2021
Property Address	125 MUNSING ST, LUDLOW, MA 01056-1159
Document Number	023925-428
Book / Page	23925 / 428
Instrument Date	Jun 7, 2021
Instrument	38853
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	795 CHAPLIN ST, LUDLOW, MA 01056-1916

Mortgage

Document Number	0000038854
Date	Jun 7, 2021
Instrument	38854

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Feb 22, 2021
Property Address	125 MUNSING ST, LUDLOW, MA 01056-1159
Document Number	023721-288
Book / Page	23721 / 288
Instrument Date	Feb 17, 2021
Instrument	12056
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444A N MAIN ST # 191, 191, E LONGMEADOW, MA 01028-1812

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,983.00 (-2.74%)	$498,600 (+5.39%) Land $115,800 Building $382,800	$503,118 (-18.51%)
2025	$8,208.00 (+4.1%)	$473,100 (+8.53%) Land $105,300 Building $367,800	$617,405 (-2.11%)
2024	$7,885.00 (+4.59%)	$435,900 (+12.81%) Land $105,300 Building $330,600	$630,705
2023	$7,539.00	$386,400 Land $92,400 Building $294,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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