120 Munsing St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 120 Munsing St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,586 sqft · built 1973
Lot Size	0.729 acres (31,755 sqft)
Owner	2 Trust Names on Record
Last Sale	$131,000 (Feb 1992)
Tax Bill	$6,905 (2026)
Deeds & Mortgages	Feb 2026 Transfer Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:018-10800 B:60 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:018-10800 B:60 L:0`
Alternative APNs	`LUDL M:18 B:10800 P:60` `6075`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	5,390 sqft
Basement Area	1,406 sqft
Unfinished Basement	1,406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,755 sqft (0.729 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6075
Street Address	120 MUNSING ST
City	LUDLOW
State	MA
Zip	01056-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	10800
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2003
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	120 MUNSING ST, LUDLOW, MA 01056-1154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 1992 · Amount on Record
Deed Sale	Feb 21, 1992 · Amount on Record
Deed Book / Page	7946 / 480
Last Transfer Date	Feb 20, 2026
Transfer Doc	026226-368
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Feb 20, 2026
Property Address	120 MUNSING ST, LUDLOW, MA 01056-1154
Document Number	026226-368
Book / Page	26226 / 368
Instrument Date	Feb 20, 2026
Instrument	7495
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MUNSING ST, LUDLOW, MA 01056-1154

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Oct 24, 2022
Property Address	120 MUNSING ST, LUDLOW, MA 01056-1154
Document Number	024776-457
Book / Page	24776 / 457
Instrument Date	Oct 20, 2022
Instrument	63126
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MUNSING ST, LUDLOW, MA 01056-1154

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,905.00 (+0.25%)	$431,300 (+8.64%) Land $98,000 Building $333,300	$439,872 (+0.53%)
2025	$6,888.00 (+5.16%)	$397,000 (+9.64%) Land $89,100 Building $307,900	$437,570 (+4.37%)
2024	$6,550.00 (+4.2%)	$362,100 (+12.38%) Land $89,000 Building $273,100	$419,235
2023	$6,286.00	$322,200 Land $78,100 Building $244,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Munsing St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures