Kennebec County and Rome Town property record for 125 Mountain Dr, Oakland, ME 04963
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Dec 2025) |
| Tax Bill | $8,715 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage May 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROME M:18 L:009 |
| Primary APN | ROME M:18 L:009 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 74,052 sqft (1.7 acres) |
| Account Number | 400 |
|---|---|
| Street Address | 125 MOUNTAIN DR |
| City | OAKLAND |
| State | ME |
| Zip | 04963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 9 |
| Jurisdiction | ROME ME |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 15500 |
Source: Kennebec County and Rome Town assessment roll, APN ROME M:18 L:009, as of July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 MOUNTAIN DR, OAKLAND, ME 04963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 09, 2025 | Deed of Trust, Mortgage · ARM KENNEBEC SAVINGS BANK |
| May 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION |
| Jan 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION |
| Dec 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Deed Document Number | 202528699 |
| Deed Book / Page | 15597 / 130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROME ME |
| Property Address | 125 MOUNTAIN DR, OAKLAND, ME 04963 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025006486 |
|---|---|
| Date | Apr 09, 2025 |
| Book Page | 15335/24 |
| Instrument | 2025006486 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | May 01, 2028 |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROME ME |
| Property Address | 125 MOUNTAIN DR, OAKLAND, ME 04963 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020010684 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 13564/169 |
| Instrument | 2020010684 |
| Name | CPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROME ME |
| Property Address | 125 MOUNTAIN DR, OAKLAND, ME 04963 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023001859 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 14686/96 |
| Instrument | 2023001859 |
| Name | CPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROME ME |
| Recording Date | Dec 22, 2025 |
| Property Address | 125 MOUNTAIN DR, OAKLAND, ME 04963 |
| Document Number | 2025028699 |
| Book / Page | 15597 / 130 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025028699 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 2025028700 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025028700 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Kennebec County and Rome Town assessment roll as of July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Rome Town |
| Unified School District | Regional School Unit 18 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,715.00 (+7.04%) | $1,383,300 (+111.51%) Land $1,030,300 Building $353,000 |
| 2024 | $8,142.00 (+9.2%) | $654,000 (-) Land $484,700 Building $169,300 |
| 2022 | $7,456.00 | $654,000 Land $484,700 Building $169,300 |
Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), as of February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110155001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 20 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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