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189 Mountain Dr, Oakland, ME 04963 Property Records

Kennebec County and Rome Town property record for 189 Mountain Dr, Oakland, ME 04963

Property Summary

Property TypeSingle Family Home
Lot Size1.6 acres (69,696 sqft)
Owner2 Individual Names on File
Last Sale$1,700,000 (May 2023)
Tax Bill$8,075 (2025)
Deeds & MortgagesApr 2017 Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNROME M:20 L:021

Property Details

APN / Parcel Number

Primary APNROME M:20 L:021
Alternative APN
  • 509

Exterior

Architectural StyleMulti-Family
Lot Area69,696 sqft (1.6 acres)

Location & Zoning

Account Number509
Street Address189 MOUNTAIN DR
CityOAKLAND
StateME
Zip04963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number21
JurisdictionROME ME
Township / Civil DivisionROME
Census Block Group1
Census Block1025
Census Tract15500

Owner

Source: Kennebec County and Rome Town records · APN ROME M:20 L:021

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address44 CEDAR CREST LN, AUBURN, NH 03032-3989
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2017Deed of Trust, Mortgage · Commercial Mortgage
BANGOR SAVINGS BANK
May 10, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
ROCKET MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Deed Document Number20237960
Deed Book / Page14752 / 188
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROME ME
Property Address189 MOUNTAIN DR, OAKLAND, ME 04963
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017008123
DateApr 27, 2017
Book Page12588/0049
Instrument2017008123
Lender
NameBANGOR SAVINGS BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term265 Months
DueMay 12, 2039

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROME ME
Recording DateMay 10, 2023
Property Address189 MOUNTAIN DR, OAKLAND, ME 04963
Document Number2023007960
Book / Page14752 / 188
Instrument DateMay 09, 2023
Instrument2023007960
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address44 CEDAR CREST LN, AUBURN, NH 03032-3989
InvestorPossibly a Property Investor

Mortgage

Document Number2023007961
DateMay 10, 2023
Instrument2023007961
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Rome Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionRome Town
Unified School DistrictRegional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$8,075.00 (+7.58%)$1,281,800 (+112.61%) Land $842,200 Building $439,600
2024$7,506.00 (+9.21%)$602,900 (-) Land $395,500 Building $207,400
2022$6,873.00$602,900 Land $395,500 Building $207,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), as of February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110155001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMar 2024 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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