125 Mill St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 125 Mill St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1920
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$115,500 (Jan 2020)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-15-228-006`

Property Details

APN / Parcel Number

Primary APN	`17-15-228-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,352 sqft Total Area
Basement Area	240 sqft

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,271 sqft (0.121 acres)
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	109 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	125 MILL ST
City	BIG RAPIDS
State	MI
Zip	49307-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000125 MILL STREET: ASSESSOR'S PLAT #1 -- BLK 2, LOT 6
Legal Subdivision	ASSESSOR'S PLAT
Legal Block	2
Legal Lot Number	6
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2002
Census Tract	960600

Owner

Source: Mecosta County records, as of July 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	125 MILL ST, BIG RAPIDS, MI 49307-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Aug 5, 2004 · Amount on Record
Deed Document Number	202000000365
Deed Book / Page	901 / 4108
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	125 MILL ST, BIG RAPIDS, MI 49307-1719
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 MILL ST, BIG RAPIDS, MI 49307-1719

Mortgage

Document Number	00938/5022
Date	Jan 27, 2026
Book Page	938/5022
Instrument	202600000451

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	125 MILL ST, BIG RAPIDS, MI 49307-1719
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 MILL ST, ADA, MI 49301

Mortgage

Document Number	00922/4635
Date	Feb 6, 2023
Book Page	922/4635
Instrument	202300000595

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jan 17, 2020
Property Address	125 MILL ST, BIG RAPIDS, MI 49307-1719
Document Number	901/4108
Book / Page	901 / 4108
Map Reference	LB 2 PG 109
Instrument Date	Jan 3, 2020
Instrument	202000000365
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$993.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 MILL ST, 125, BIG RAPIDS, MI 49307-1719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6531 BAYTREE DR, FORT WAYNE, IN 46825-4714

Mortgage

Document Number	202000000366
Date	Jan 17, 2020
Instrument	202000000366

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$62,800	$125,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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