118 Mill St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 118 Mill St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,301 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$44,000 (Nov 2005)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-15-226-012`

Property Details

APN / Parcel Number

Primary APN	`17-15-226-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,301 sqft Total Area
Basement Area	709 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	172 ft deep x 33 ft wide
Porch	Slab
Porch Area	117 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 MILL ST
City	BIG RAPIDS
State	MI
Zip	49307-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000118 MILL STREET: ASSESSOR'S PLAT #1 -- BLK. 1, LOT 5
Legal Subdivision	ASSESSOR'S PLAT
Legal Block	1
Legal Lot Number	5
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4015
Census Tract	960600

Owner

Source: Mecosta County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6757 CASCADE RD SE, GRAND RAPIDS, MI 49546-6849
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit KIAVI FUNDING INC
Oct 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CRYSTAL INVESTMENT PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2005 · Amount on Record
Deed Sale	Nov 1, 2005 · Amount on Record
Deed Document Number	200511045
Deed Book / Page	739 / 2565
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	118 MILL ST, BIG RAPIDS, MI 49307-1720
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00927/2915
Date	Dec 28, 2023
Book Page	927/2915
Instrument	202300008342

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 3, 2022
Property Address	118 MILL ST, BIG RAPIDS, MI 49307-1720
Document Number	000921/391
Book / Page	921 / 391
Instrument Date	Sep 27, 2022
Instrument	202200007669
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	NOT AVAILABLE, LAKELAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$633.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6850 6 MILE RD, 6850, BIG RAPIDS, MI 49307-9108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6757 CASCADE RD SE # 182, 182, GRAND RAPIDS, MI 49546-6849

Mortgage

Document Number	202200007670
Date	Oct 3, 2022
Instrument	202200007670

Lender

Name	CRYSTAL INVESTMENT PROPERTIES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,000 (+48.33%)	$124,000 (+48.33%)
2025	$2,529.00
2023		$41,800	$83,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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