125 Lantern Way, Nicholasville, KY 40356 Property Records

Jessamine County property record for 125 Lantern Way, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,728 sqft
Lot Size	0.584 acres (25,471 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Sep 2019)
Tax Bill	$4,197 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-30-05-026.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-05-026.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,728 sqft Living Area
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Foundation Type	Block
Lot Area	25,471 sqft (0.584 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 LANTERN WAY
City	NICHOLASVILLE
State	KY
Zip	40356-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13B
Legal Subdivision	CROSSWOODS
Legal Block	B
Legal Lot Number	13
Jurisdiction	JESSAMINE KY
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1026
Census Tract	60600

Owner

125 Lantern Way is owned and occupied by two individuals who bought it in September 2019.

Source: Jessamine County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 LANTERN WAY, NICHOLASVILLE, KY 40356-9713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Sep 17, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Sep 3, 2019	Grant Deed, Transfer · Conventional with PMI HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Jun 17, 2009 · Amount on File
Deed Document Number	2019379142
Deed Book / Page	796 / 722
Prior Transfer Date	Aug 14, 2015
Prior Transfer Doc	0000336195
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	125 LANTERN WAY, NICHOLASVILLE, KY 40356-9713
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408884
Date	Nov 9, 2021
Book Page	M1489/755
Instrument	408884

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 8, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	125 LANTERN WAY, NICHOLASVILLE, KY 40356-9713
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406712
Date	Sep 14, 2021
Book Page	M1480/385
Instrument	406712

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	125 LANTERN WAY, NICHOLASVILLE, KY 40356-9713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000392600
Date	Sep 17, 2020
Book Page	M1421/59
Instrument	392600

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 16, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JESSAMINE KY
Recording Date	Sep 3, 2019
Property Address	125 LANTERN WAY, NICHOLASVILLE, KY 40356-9713
Document Number	0000379142
Book / Page	000796 / 000722
Instrument Date	Aug 28, 2019
Instrument	379142
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	602 W MAPLE ST NICHOLASVILLE KY 403561445, NICHOLASVILLE, KY 40356-1445

Mortgage

Document Number	379143
Date	Sep 3, 2019
Book Page	001372/000833
Instrument	379143

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 125 Lantern Way was $4,197.

Source: Jessamine County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,197.00	$365,976 Land $70,380 Building $295,596	$365,976 Land $70,380 Building $295,596
2023	$4,245.00	$365,976 Land $70,380 Building $295,596	$365,976 Land $70,380 Building $295,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Lantern Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Lantern Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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