114 Lantern Way, Nicholasville, KY 40356 Property Records

Jessamine County property record for 114 Lantern Way, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,737 sqft · built 1983
Lot Size	0.788 acres (34,332 sqft)
Owner	2 Individual Names on File
Last Sale	$326,000 (Jun 2018)
Tax Bill	$4,386 (2025)
Deeds & Mortgages	May 2018 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-30-02-008.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-02-008.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,737 sqft Living Area
Basement Area	1,312 sqft
Finished Basement	1,312 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Brick Veneer
Lot Area	34,332 sqft (0.788 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	114 LANTERN WAY
City	NICHOLASVILLE
State	KY
Zip	40356-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8C
Legal Subdivision	CROSSWOODS
Legal Block	C
Legal Lot Number	8
Jurisdiction	JESSAMINE KY
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1024
Census Tract	60600

Owner

114 Lantern Way is owned and occupied by two individuals who bought it in June 2018.

Source: Jessamine County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	114 LANTERN WAY, NICHOLASVILLE, KY 40356-9713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LEXINGTON
Jun 8, 2018	Deed, Transfer · ARM STAR FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Oct 10, 2011 · Amount on File
Deed Document Number	2018366247
Deed Book / Page	778 / 225
Prior Transfer Date	Jul 3, 2007
Prior Transfer Doc	00D5850499
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	114 LANTERN WAY, NICHOLASVILLE, KY 40356-9713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365518
Date	May 17, 2018
Book Page	M1329/485
Instrument	365518

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	114 LANTERN WAY, NICHOLASVILLE, KY 40356-9713
Document Number	0000388934
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	114 LANTERN WAY NICHOLASVILLE KY 403569713, NICHOLASVILLE, KY 40356-9713

Mortgage

Document Number	0000388934
Date	Jun 12, 2020
Book Page	001405/000804
Instrument	388934

Lender

Name	BANK OF LEXINGTON
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Jun 8, 2018
Property Address	114 LANTERN WAY, NICHOLASVILLE, KY 40356-9713
Document Number	0000366247
Book / Page	D778 / 225
Map Reference	CAB 7 SL 143B2
Instrument Date	Jun 4, 2018
Instrument	366247
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2973 NORTHFIELD DR, 2973, TARPON SPRINGS, FL 34688-9122

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	114 LANTERN WAY, NICHOLASVILLE, KY 40356-9713

Mortgage

Document Number	0000366248
Date	Jun 8, 2018
Instrument	366248

Lender

Name	STAR FINANCIAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 114 Lantern Way was $4,386.

Source: Jessamine County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,386.00	$382,398 Land $70,380 Building $312,018	$382,398 Land $70,380 Building $312,018
2023	$4,435.00	$382,398 Land $70,380 Building $312,018	$382,398 Land $70,380 Building $312,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Lantern Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Lantern Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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