Fluvanna County property record for 125 Jefferson Dr, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1994 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,000 (May 2020) |
| Tax Bill | $1,955 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer May 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 28 |
| Primary APN | 18A 3 28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 1,296 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,987 sqft (0.367 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4496 |
|---|---|
| Street Address | 125 JEFFERSON DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 200001704 MONTPELIER-3 LOT 28 16,000 SF |
| Legal Subdivision | MONTPELIER |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20103 |
125 Jefferson Dr is owned and occupied by an individual who acquired it in April 2026.
Source: Fluvanna County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| May 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK, SERVICE LINK |
| Dec 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 18, 2020 | Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE |
| Aug 1, 2018 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on File |
| Deed Sale | May 18, 2020 · Amount on File |
| Prior Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 20201704 |
| Last Transfer Date | Apr 27, 2026 |
| Transfer Doc | 0000001213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 27, 2026 |
| Property Address | 125 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Number | 0000001213 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261213 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 20, 2026 |
| Property Address | 125 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Number | 0000001498 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20261498 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 125 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Number | 0000001498, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20261498 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | Dec 1, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 125 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0210005924 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 210005924 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 18, 2020 |
| Property Address | 125 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Number | 0200001704 |
| Map Reference | DB 80 PG 35 |
| Instrument Date | May 5, 2020 |
| Instrument | 200001704 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Number | 0200001705 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 200001705 |
| Name | WATERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Aug 1, 2018 |
| Property Address | 125 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Number | 1802406 |
| Map Reference | PB 80 PG 35 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 1802406 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 ELM CT, PALMYRA, VA 22963-2107 |
The 2025 property tax bill for 125 Jefferson Dr was $1,955, up 0.7% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,040 (-) Land $30,000 Building $229,040 | $259,040 (-) Land $30,000 Building $229,040 | |
| 2025 | $1,955.00 (+0.67%) | $259,040 Land $30,000 Building $229,040 | $259,040 Land $30,000 Building $229,040 |
| 2024 | $1,942.00 | ||
| 2023 | $168,900 Land $30,000 Building $138,900 | $168,900 Land $30,000 Building $138,900 | |
| 2022 | $1,425.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Jefferson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Jefferson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures