Fluvanna County property record for 123 Jefferson Dr, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 1987 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,500 (Oct 2021) |
| Tax Bill | $1,762 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 27 |
| Primary APN | 18A 3 27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 3,243 sqft |
| 1st Floor Area | 994 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,987 sqft (0.367 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 287 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1709 |
|---|---|
| Street Address | 123 JEFFERSON DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 210005130 MONTPELIER-3 LOT 27 16,000 SF |
| Legal Subdivision | MONTPELIER |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20103 |
123 Jefferson Dr is owned and occupied by an individual who bought it in October 2021.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 9, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage BRANCH BANKING & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on File |
| Deed Sale | Oct 12, 2021 · Amount on File |
| Prior Sale | Jun 28, 2005 · Amount on File |
| Deed Document Number | 20215130 |
| Prior Transfer Date | Nov 5, 2018 |
| Prior Transfer Doc | 0000003489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Oct 12, 2021 |
| Property Address | 123 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Number | 0210005130 |
| Map Reference | DB 80 PG 37 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 210005130 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Number | 0210005131 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 210005131 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Nov 9, 2018 |
| Property Address | 123 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Number | 0001803489 |
| Map Reference | PB 80 PG 37 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 1803489 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 JEFFERSON DR, PALMYRA, VA 22963-2202 |
| Document Number | 0001803490 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 1803490 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 123 Jefferson Dr was $1,762.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,400 (-) Land $30,000 Building $203,400 | $233,400 (-) Land $30,000 Building $203,400 | |
| 2025 | $1,762.00 | $233,400 Land $30,000 Building $203,400 | $233,400 Land $30,000 Building $203,400 |
| 2023 | $178,500 Land $30,000 Building $148,500 | $178,500 Land $30,000 Building $148,500 | |
| 2022 | $1,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Jefferson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Jefferson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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