125 Jefferson Dr, Locust, NC 28097 Property Records

Stanly County property record for 125 Jefferson Dr, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,534 sqft · built 2017
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (May 2025)
Tax Bill$2,510 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN556504927634

Property Details

APN / Parcel Number

Primary APN556504927634
Alternative APNs
  • 1551201
  • 1517287
  • 13827

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,534 sqft Finished Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area29,621 sqft (0.68 acres)
Lot Dimensions284 ft deep x 100 ft wide
Garage TypeAttached
Garage Area477 sqft
PorchPorch
Porch Area90 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1551201
Street Address125 JEFFERSON DR
CityLOCUST
StateNC
Zip28097-9527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionHSE 125 JEFFERSON DR LT 7 BLK D BARBARA ANN PK 556504010
Legal SubdivisionBARBARA ANN PARK
Legal BlockD
Legal Lot Number7
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1015
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address125 JEFFERSON DR, LOCUST, NC 28097-9527
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING LLC
Jul 14, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2025 · Amount on Record
Deed SaleMay 7, 2025 · Amount on Record
Prior SaleJul 14, 2017 · Amount on Record
Deed Document Number2025477413
Deed Book / Page1882 / 806
Prior Transfer DateSep 25, 2023
Prior Transfer Doc0000461895
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address125 JEFFERSON DR, LOCUST, NC 28097-9527
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000461896
DateSep 25, 2023
Book Page1833/356
Instrument461896
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address125 JEFFERSON DR, LOCUST, NC 28097-9527
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanySURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000444889
DateMar 23, 2022
Book Page1779/1090
Instrument444889
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJul 14, 2017
Property Address125 JEFFERSON DR, LOCUST, NC 28097-9527
Document Number0000392300
Book / Page001616 / 000380
Instrument DateJul 13, 2017
Instrument392300
Transaction TypeTransfer
Record UpdatedAug 3, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$430.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address125 JEFFERSON DR LOCUST NC 280979527, LOCUST, NC 28097-9527

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,510.00 (+14.93%)$272,853 (+36.13%) Land $41,760 Building $231,093$272,853 (+36.13%) Land $41,760 Building $231,093
2023$2,184.00$200,439 Land $24,360 Building $176,079$200,439 Land $24,360 Building $176,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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