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121 Jefferson Dr, Locust, NC 28097 Property Records

Stanly County property record for 121 Jefferson Dr, Locust, NC 28097 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,554 sqft · built 2009
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$188,000 (Aug 2009)
Tax Bill$2,413 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN556504927444

Property Details

APN / Parcel Number

Primary APN556504927444
Alternative APNs
  • 38001
  • 37657

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,554 sqft Finished Area
Gross Area2,118 sqft

Exterior

Year BuiltBuilt 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
Garage TypeAttached
Garage Area564 sqft
PorchPorch
Porch Area95 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number37657
Street Address121 JEFFERSON DR
CityLOCUST
StateNC
Zip28097-9527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 121 JEFFERSON DR LOT 9 556504184
Legal SubdivisionBARBARA ANN PARK
Legal Lot Number9
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1015
Census Tract930801

Owner

Source: Stanly County records · APN 556504927444

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 26, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 16, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2009 · Amount on Record
Deed SaleAug 27, 2009 · Amount on Record
Deed Document Number0000322397
Deed Book / Page1295 / 0589
Last Transfer DateAug 26, 2025
Transfer Doc0000480459
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address121 JEFFERSON DR, LOCUST, NC 28097-9527
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000443317
DateFeb 08, 2022
Book Page1774/1265
Instrument443317
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressBAY SAINT LOUIS, MS 39520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANLY NC
Recording DateAug 26, 2025
Property Address121 JEFFERSON DR, LOCUST, NC 28097-9527
Document Number0000480459
Book / Page1892 / 839
Map ReferenceMB 5 PG 123
Instrument DateAug 25, 2025
Instrument480459
Transaction TypeTransfer
Record UpdatedOct 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000480397
DateAug 26, 2025
Instrument480397
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSTANLY NC
Property Address121 JEFFERSON DR, LOCUST, NC 28097-9527
Document Number0000401968
Instrument DateMay 16, 2018
Transaction TypeMortgage
Record UpdatedAug 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 JEFFERSON DR LOCUST NC 280979527, LOCUST, NC 28097-9527

Mortgage

Document Number0000401968
DateJul 25, 2018
Book Page001649/000897
Instrument401968
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2048
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,413.00 (+1,861.79%)$262,372 (+37.3%) Land $48,720 Building $213,652$262,372 (+37.3%) Land $48,720 Building $213,652
2023$123.00$191,088 (-) Land $28,420 Building $162,668$191,088 (-) Land $28,420 Building $162,668
2022$123.00$191,088 Land $28,420 Building $162,668$191,088 Land $28,420 Building $162,668

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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