125 James St, Lowell, MI 49331 Property Records

Kent County property record for 125 James St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,646 sqft · built 2017
Lot Size	0.429 acres (18,687 sqft)
Owner	Individual Name on File
Last Sale	$25,266 (Sep 2017)
Tax Bill	$6,800 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-01-155-002`

Property Details

APN / Parcel Number

Primary APN	`41-20-01-155-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,646 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	18,687 sqft (0.429 acres)
Lot Dimensions	145 ft deep x 129 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 JAMES ST
City	LOWELL
State	MI
Zip	49331-1479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	412001155002 PART OF LOTS 1,2,7, & 8 BLK 2 COM AT NW COR OF LOT 8 BLK 2 TH S 0D 00M 00S 145.0 FT ALONG W LINE OF LOTS 1 & 8
Legal Subdivision	TO BEG FAIRCHILDS ADD
Legal Block	2
Legal Lot Number	1-2,7-8
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3013
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	125 JAMES ST, LOWELL, MI 49331-1479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARBOR FINANCIAL CU
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 18, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS
Feb 13, 2018	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Deed Document Number	201778728
Last Transfer Date	May 16, 2020
Transfer Doc	0000051722
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	125 JAMES ST, LOWELL, MI 49331-1479
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 JAMES ST, LOWELL, MI 49331-1479

Mortgage

Document Number	0000009074
Date	Feb 22, 2023
Instrument	20230222-0009074

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	125 JAMES ST, LOWELL, MI 49331-1479
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066654
Date	Jun 10, 2021
Instrument	20210610-0066654

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Jul 1, 2033

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jun 18, 2020
Property Address	125 JAMES ST, LOWELL, MI 49331-1479
Document Number	0000051722
Instrument Date	May 16, 2020
Instrument	51722
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 JAMES ST LOWELL MI 493311479, LOWELL, MI 49331-1479

Mortgage

Document Number	51723
Date	Jun 18, 2020
Instrument	51723

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2035

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 13, 2018
Property Address	125 JAMES ST, LOWELL, MI 49331-1479
Document Number	0000011279
Instrument Date	Feb 6, 2018
Instrument	11279
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	SUN TITLE AGENCY/MI LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 JAMES ST LOWELL MI 49331, LOWELL, MI 49331

Mortgage

Document Number	11280
Date	Feb 13, 2018
Instrument	11280

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2033

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,900 (+2.93%)	$477,800 (+2.93%)
2025	$6,800.00 (+20.29%) Homeowner's exemption	$232,100 (+30.1%)	$464,200 (+30.1%)
2023		$178,400	$356,800
2019	$5,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures