113 James St, Lowell, MI 49331 Property Records

Kent County property record for 113 James St, Lowell, MI 49331 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,883 sqft · built 2017
Lot Size	0.423 acres (18,426 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2019)
Tax Bill	$4,994 (2025)
Deeds & Mortgages	May 2024 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-01-155-003`

Property Details

APN / Parcel Number

Primary APN	`41-20-01-155-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,883 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Lot Area	18,426 sqft (0.423 acres)
Lot Dimensions	129 ft deep x 143 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	113 JAMES ST
City	LOWELL
State	MI
Zip	49331-1479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	412001155003 PART OF LOTS 1 & 2 BLK 2 COM 145.0 FT S 0D 00M 00S ALONG W LINE OF SD LOTS 1 & 8 BLK 2 FROM NW COR OF LOT 8 BLK
Legal Subdivision	TO BEG FAIRCHILDS ADD
Legal Block	2
Legal Lot Number	1-2,8
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3013
Census Tract	12004

Owner

Source: Kent County records · APN 41-20-01-155-003

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	113 JAMES ST, LOWELL, MI 49331-1479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 09, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG
Mar 21, 2018	Warranty Deed, Subdivision Related Transfer SUN TITLE AGENCY/MI LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	201954332
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	113 JAMES ST, LOWELL, MI 49331-1479
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 JAMES ST, LOWELL, MI 49331-1479

Mortgage

Document Number	0000024419
Date	May 09, 2024
Instrument	20240509-0024419

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	113 JAMES ST, LOWELL, MI 49331-1479
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 JAMES ST, LOWELL, MI 49331-1479

Mortgage

Document Number	0000087264
Date	Nov 17, 2022
Instrument	20221117-0087264

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 25, 2019
Property Address	113 JAMES ST, LOWELL, MI 49331-1479
Document Number	0000054332
Instrument Date	Jul 12, 2019
Instrument	54332
Transaction Type	Transfer
Record Updated	Aug 17, 2019
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 JAMES ST LOWELL MI 493311479, LOWELL, MI 49331-1479

Mortgage

Document Number	54333
Date	Jul 25, 2019
Instrument	54333

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 21, 2018
Property Address	113 JAMES ST, LOWELL, MI 49331-1479
Document Number	0000022717
Instrument Date	Mar 16, 2018
Instrument	22717
Transaction Type	Subdivision Related Transfer
Record Updated	May 05, 2018
Title Company	SUN TITLE AGENCY/MI LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8115 US HIGHWAY 23 S OSSINEKE MI 497669559, OSSINEKE, MI 49766-9559

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,994.00 (-7.16%) Homeowner's exemption	$197,700 (+29.38%)	$395,400 (+29.38%)
2023		$152,800	$305,600
2019	$5,379.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810120043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013, river or lake flooding, Flooding
Claims By Storm	Flooding, Apr 2013 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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