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125 Fonseca Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 125 Fonseca Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,029 sqft · built 2004
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (May 2011)
Tax Bill$3,044 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN284192-0030

Property Details

APN / Parcel Number

Primary APN284192-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,029 sqft Living Area
Gross Area2,557 sqft
1st Floor Area2,029 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area578 sqft
PorchFinished/Open Porch
Porch Area493 sqft
Deck AreaDeck Area
Patio Area669 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address125 FONSECA DR
CitySAINT AUGUSTINE
StateFL
Zip32086-8867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 3 BLK 192 OR3437/1229
Legal Range30E
Legal Township08S
Legal Section44
Legal SubdivisionST. AUGUSTINE SHORES UNIT 8
Legal Block192
Legal Lot Number3
Legal Unit8
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group2
Census Block2015
Census Tract21208

Owner

Source: St. Johns County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address125 FONSECA DR, SAINT AUGUSTINE, FL 32086-8867
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2011 · Amount on File
Deed SaleMay 17, 2011 · Amount on File
Prior SaleJun 17, 2004 · Amount on File
Deed Document Number201124960
Deed Book / Page3437 / 1229
Prior Transfer DateSep 30, 2004
Prior Transfer Doc0024390853
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJun 17, 2026
Property Address125 FONSECA DR, SAINT AUGUSTINE, FL 32086-8867
Document Number0063850141
Book / Page6385 / 141
Instrument DateJun 11, 2026
Instrument202651788
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 FONSECA DR, SAINT AUGUSTINE, FL 32086-8867

Mortgage

Document Number0000051788,
DateJun 17, 2026
Book Page6385/141
Instrument202651788
Lender
NameVYSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJul 1, 2036
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,454 (+2.7%)$448,318 (-0.11%) Land $99,500 Building $348,818
2025$3,044.00 (+13.46%) Homeowner's exemption$239,975 (+2.9%)$448,806 (+8.93%) Land $99,500 Building $349,306
2024$2,683.00 (+2.09%) Homeowner's exemption$233,212 (+3%)$412,025 (-0.55%) Land $107,000 Building $305,025
2023$2,628.00 (+3.22%) Homeowner's exemption$226,419 (+3%)$414,308 (+8.49%) Land $107,000 Building $307,308
2022$2,546.00 Homeowner's exemption$219,824$381,891 Land $84,000 Building $297,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000

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