116 Fonseca Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 116 Fonseca Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,315 sqft · built 2002
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Aug 2013)
Tax Bill$3,143 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN284193-0110

Property Details

APN / Parcel Number

Primary APN284193-0110

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,315 sqft Living Area
Gross Area2,731 sqft
1st Floor Area2,315 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area193 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address116 FONSECA DR
CitySAINT AUGUSTINE
StateFL
Zip32086-8864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 11 BLK 193 OR3776/739
Legal Range30E
Legal Township08S
Legal Section44
Legal SubdivisionST. AUGUSTINE SHORES UNIT 8
Legal Block193
Legal Lot Number11
Legal Unit8
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group2
Census Block2012
Census Tract21208

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2013 · Amount on Record
Deed SaleAug 14, 2013 · Amount on Record
Prior SaleJul 19, 2002 · Amount on Record
Deed Document Number201354635
Deed Book / Page3776 / 739
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address116 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864

Mortgage

Document Number0062210460
DateSep 16, 2025
Book Page6221/460
Instrument2025075352
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address116 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864
Document Number0049800413
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address116 FONSECA DR ST AUGUSTINE FL 320868864, ST AUGUSTINE, FL 32086-8864

Mortgage

Document Number0049800413
DateJul 2, 2020
Book Page004980/000413
Instrument52912
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,000 (+2.7%)$410,654 (-3.13%) Land $99,500 Building $311,154
2025$3,143.00 (+13.34%) Homeowner's exemption$247,322 (+2.9%)$423,930 (+5.46%) Land $99,500 Building $324,430
2024$2,773.00 (+2.1%) Homeowner's exemption$240,352 (+3%)$401,975 (-0.28%) Land $107,000 Building $294,975
2023$2,716.00 (+3.19%) Homeowner's exemption$233,351 (+3%)$403,084 (+7.18%) Land $107,000 Building $296,084
2022$2,632.00 Homeowner's exemption$226,554$376,074 Land $84,000 Building $292,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000

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