125 Emerald Dr, Lumberton, TX 77657 Property Records

Hardin County property record for 125 Emerald Dr, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	1,556 sqft · built 2003
Lot Size	0.096 acres (4,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,960 (Apr 2024)
Tax Bill	$4,581 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`004540-000110`

Property Details

APN / Parcel Number

Primary APN	`004540-000110`
Alternative APN	`32489`

Interior

Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,557 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2023
Exterior Material	Aluminum Siding
Construction Type	Brick
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	60 ft deep x 70 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	135 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	32489
Street Address	125 EMERALD DR
City	LUMBERTON
State	TX
Zip	77657-7251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S04540 BROOKDALE GARDEN HOMES BLK 2, LOT 2, ACRES .0964
Legal Subdivision	BROOKDALE GARDEN HOMES
Legal Block	2
Legal Lot Number	2
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	3
Census Block	3005
Census Tract	30501

Owner

Source: Hardin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 EMERALD DR, LUMBERTON, TX 77657-7251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Aug 17, 2021	Warranty Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Aug 17, 2021
Deed Document Number	2024143781
Record Updated	Oct 29, 2026

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARDIN TX
Recording Date	Apr 29, 2024
Property Address	125 EMERALD DR, LUMBERTON, TX 77657-7251
Document Number	0000143781
Map Reference	VOL 3 PG 181
Instrument Date	Apr 25, 2024
Instrument	2024-143781
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 EMERALD DR, LUMBERTON, TX 77657-7251

Mortgage

Document Number	0000143782
Date	Apr 29, 2024
Instrument	2024-143782

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TX
Recording Date	Aug 17, 2021
Property Address	125 EMERALD DR, LUMBERTON, TX 77657-7251
Document Number	0000117917
Map Reference	VOL 3 PG 181
Instrument Date	Aug 12, 2021
Instrument	2021-117917
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ELM STREET ND, ND, CANNON FALLS, MN 55009

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Municipality	Lumberton City
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,581.00 (-1.57%)	$265,051 (-1.58%) Land $11,550 Building $253,501	$265,051 (-1.58%) Land $11,550 Building $253,501
2025	$4,654.00 (+23.55%)	$269,310 (+24.51%) Land $11,550 Building $257,760	$269,310 (+24.51%) Land $11,550 Building $257,760
2024	$3,767.00 (-6.67%)	$216,296 (-) Land $11,550 Building $204,746	$216,296 (-) Land $11,550 Building $204,746
2023	$4,036.00	$216,296 Land $11,550 Building $204,746	$216,296 Land $11,550 Building $204,746
2022	$4,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Highline Internet Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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