120 Emerald Dr, Lumberton, TX 77657 Property Records

Hardin County property record for 120 Emerald Dr, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	1,671 sqft · built 2004
Lot Size	0.129 acres (5,602 sqft)
Owner	Individual Name on Record
Tax Bill	$4,019 (2026)
Deeds & Mortgages	Apr 2021 Sale Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004540-000135`

Property Details

APN / Parcel Number

Primary APN	`004540-000135`
Alternative APN	`32494`

Interior

Stories	1 Story
Building Area	1,671 sqft Living Area
1st Floor Area	1,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Aluminum Siding
Construction Type	Brick
Lot Area	5,602 sqft (0.129 acres)
Lot Dimensions	80 ft deep x 70 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	32494
Street Address	120 EMERALD DR
City	LUMBERTON
State	TX
Zip	77657-7237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S04540 BROOKDALE GARDEN HOMES BLK 2, LOT 7, ACRES .1286
Legal Subdivision	BROOKDALE GARDEN HOMES
Legal Block	2
Legal Lot Number	7
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	3
Census Block	3005
Census Tract	30501

Owner

Source: Hardin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	120 EMERALD DR, LUMBERTON, TX 77657-7237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer CAPITAL TITLE
Sep 19, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2025
Deed Sale	Apr 2, 2025
Prior Sale	Apr 1, 2021
Deed Document Number	2025151747
Prior Transfer Date	Sep 12, 2018
Prior Transfer Doc	0000088693
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TX
Recording Date	Apr 1, 2021
Property Address	120 EMERALD DR, LUMBERTON, TX 77657-7237
Document Number	0000113300
Map Reference	VOL 3 PG 181
Instrument Date	Mar 30, 2021
Instrument	2021-113300
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 EMERALD DR, 920, LUMBERTON, TX 77657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 REMINGTON CIR, LUMBERTON, TX 77657-9230

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TX
Recording Date	Sep 19, 2018
Property Address	120 EMERALD DR, LUMBERTON, TX 77657-7237
Document Number	0000088693
Instrument Date	Sep 12, 2018
Instrument	88693
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 EMERALD DR LUMBERTON TX 776577237, LUMBERTON, TX 77657-7237

Mortgage

Document Number	88694
Date	Sep 19, 2018
Instrument	88694

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Municipality	Lumberton City
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,019.00 (-0.96%) Homeowner's exemption	$232,553 (-0.97%) Land $11,550 Building $221,003	$232,553 (-0.97%) Land $11,550 Building $221,003
2025	$4,058.00 (-0.78%)	$234,832 (-) Land $11,550 Building $223,282	$234,832 (-) Land $11,550 Building $223,282
2024	$4,090.00 (-0.05%)	$234,832 (+3.35%) Land $11,550 Building $223,282	$234,832 (+3.35%) Land $11,550 Building $223,282
2023	$4,092.00	$227,210 Land $11,550 Building $215,660	$227,210 Land $11,550 Building $215,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Highline Internet Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures