125 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 125 Ely Harmony Rd, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,850 sqft · built 1977
Lot Size3.71 acres (162,043 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Dec 2019)
Tax Bill$10,518 (2025)
Deeds & MortgagesJun 2022 Mortgage
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN17-00104-0000-00032-02

Property Details

APN / Parcel Number

Primary APN17-00104-0000-00032-02
Alternative APNs
  • 17001040000000320002
  • 5970000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,850 sqft Living Area
1st Floor Area1,850 sqft
Basement Area1,844 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area162,043 sqft
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Patio Area288 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number5970000
Street Address125 ELY HARMONY RD
CityFREEHOLD
StateNJ
Zip07728-8013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE80
Legal SubdivisionMINOR SUBDIVISION FOR MIACHPE J & KOZK
Legal Block104
Legal Lot Number32.2
JurisdictionMONMOUTH NJ
Township / Civil DivisionFREEHOLD
Census Block Group2
Census Block2020
Census Tract810600

Owner

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address125 ELY HARMONY RD, FREEHOLD, NJ 07728-8013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 12, 2019Grant Deed, Transfer
ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2019 · Amount on Record
Deed SaleDec 12, 2019 · Amount on Record
Prior SaleAug 26, 1976 · Amount on Record
Deed Document Number2019118751
Deed Book / Page9385 / 971
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address125 ELY HARMONY RD, FREEHOLD, NJ 07728-8013
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyTRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095987014
DateJun 3, 2022
Book Page9598/7014
Instrument2022059562
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateDec 12, 2019
Property Address125 ELY HARMONY RD, FREEHOLD, NJ 07728-8013
Document Number0000118751
Book / Page009385 / 000971
Instrument DateNov 14, 2019
Instrument118751
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$425.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 ELY HARMONY RD FREEHOLD NJ 077288013, FREEHOLD, NJ 07728-8013

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionFreehold Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictFreehold Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$649,200 (+5.05%) Land $312,200 Building $337,000$649,200 (+5.05%) Land $312,200 Building $337,000
2025$10,518.00 (+8.14%)$618,000 (+21.13%) Land $287,200 Building $330,800$618,000 (+21.13%) Land $287,200 Building $330,800
2024$9,726.00 (+13.26%)
2023$510,200 Land $227,200 Building $283,000$510,200 Land $227,200 Building $283,000
2022$8,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies13 units insured
incl. 12 condo units
Nearby Flood Claims1 (1987)
Most Recent ClaimAug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 83% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEHOLD TWP WATER DEPT
serves 29,831 people · EPA ID NJ1316001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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