118 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 118 Ely Harmony Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,126 sqft · built 2001
Lot Size	1.52 acres (66,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,000 (Sep 2024)
Tax Bill	$16,240 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-00104-0000-00024-06`

Property Details

APN / Parcel Number

Primary APN	`17-00104-0000-00024-06`
Alternative APNs	`17001040000000240006` `5957003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,126 sqft Living Area
1st Floor Area	1,758 sqft
Upper Floors Area	1,368 sqft
Basement Area	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Other
Lot Area	66,285 sqft
Lot Dimensions	292 ft deep x 227 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Pool Area	684 sqft
Deck Area	300 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	5957003
Street Address	118 ELY HARMONY RD
City	FREEHOLD
State	NJ
Zip	07728-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	A
Legal Block	104
Legal Lot Number	24.6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2020
Census Tract	810600

Owner

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit GARDEN SAVINGS FCU
Jun 21, 2021	Deed, Transfer · Conventional Mortgage THINK MORTGAGE INC
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2024 · Amount on Record
Deed Sale	Sep 26, 2024 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	202467184
Deed Book / Page	9706 / 1395
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	118 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096484138
Date	Jun 15, 2023
Book Page	9648/4138
Instrument	2023040800

Lender

Name	GARDEN SAVINGS FCU
Type	Credit Union
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 21, 2021
Property Address	118 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Document Number	0095218111
Book / Page	9521 / 8111
Instrument Date	Jun 4, 2021
Instrument	2021097565
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NOT AVAILABLE, SEBER TTL & SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,916.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	853 MILLER AVE, 853, JACKSON, NJ 08527-3563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 ELY HARMONY RD, FREEHOLD, NJ 07728-8012

Mortgage

Document Number	2021097566
Date	Jun 21, 2021
Instrument	2021097566

Lender

Name	THINK MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	118 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Document Number	0000114127
Book / Page	009259 / 009815
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 ELY HARMONY RD FREEHOLD NJ 077288012, FREEHOLD, NJ 07728-8012

Mortgage

Document Number	0000114127
Date	Nov 22, 2017
Book Page	009259/009815
Instrument	114127

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$995,600 (+4.34%) Land $289,400 Building $706,200	$995,600 (+4.34%) Land $289,400 Building $706,200
2025	$16,240.00 (+14.43%)	$954,200 (+30.66%) Land $264,400 Building $689,800	$954,200 (+30.66%) Land $264,400 Building $689,800
2024	$14,192.00 (+11.04%)
2023		$730,300 Land $204,400 Building $525,900	$730,300 Land $204,400 Building $525,900
2022	$12,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 12 condo units
Nearby Flood Claims	1 (1987)
Most Recent Claim	Aug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 83% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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