125 E Water St, Sandusky, OH 44870 Property Records

Erie County property record for 125 E Water St, Sandusky, OH 44870

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,627 sqft · built 1900
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (May 2022)
Tax Bill	$3,063 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-01387-008`

Property Details

APN / Parcel Number

Primary APN	`56-01387-008`
Alternative APN	`005701-6`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	16 Units
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	1,612 sqft (0.037 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Account Number	005701-6
Street Address	125 E WATER ST
City	SANDUSKY
State	OH
Zip	44870-2536
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 4A RTOO BLDG CONDO
Legal Unit	4A
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	1
Census Block	1012
Census Tract	40802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Sandusky Commercial Historic District listed 2017 · 41 contributing resources · NRIS 100001899

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Erie County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27126 LAKE RD, BAY VILLAGE, OH 44140-2271
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Deed Document Number	20224858
Record Updated	Jun 8, 2026

May 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ERIE OH
Recording Date	May 17, 2022
Property Address	125 E WATER ST, SANDUSKY, OH 44870-2536
Document Number	0000004858
Instrument Date	May 16, 2022
Instrument	202204858
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	HARTUNG TITLE ORDER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E WATER ST # 4A, 4A, SANDUSKY, OH 44870-2536

Mortgage

Document Number	0000004859
Date	May 17, 2022
Instrument	202204859

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.75%
Index	Other
Margin	3
Max Rate	8.75%

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,063.00	$185,262 (-) Land $40,250 Building $145,012
2024	$3,063.00 (-18.47%)	$185,262 (+11.84%) Land $40,250 Building $145,012	$529,320 (+11.84%) Land $115,000 Building $414,320
2023	$3,757.00 (+0.67%)	$165,644 (-) Land $40,250 Building $125,394
2022	$3,732.00	$165,644 Land $40,250 Building $125,394
2021			$473,270 Land $115,000 Building $358,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Omni Fiber, Watch TV.

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