125 E Union St, Spencerville, OH 45887 Property Records

Allen County property record for 125 E Union St, Spencerville, OH 45887 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2015
Square Footage	1,830 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$148,000 (2024)
Tax Bill	$1,285.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`44-0112-01-008.000`
Alternative APN	`E1944011201008000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,830 sqft Living Area
Gross Area	2,613 sqft Gross Area
1st Floor	1,830 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2015
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	No Foundation Foundation
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	783 sqft Garage
Patio Area	60 sqft Patio

Utilities and HVAC

Cooling System	None Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Storm Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	125 E UNION ST
City	SPENCERVILLE
State	OH
Zip	45887-1044
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ISAAC BRIGGS ADDITION LOT 357 FF 66.00
Legal Subdivision	ISAAC BRIGGS ADDITION
Legal Lot Number	357
Jurisdiction	ALLEN OH
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3011
Census Tract	10600

Owner

Source: Allen County records · APN 44-0112-01-008.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	125 E UNION ST, SPENCERVILLE, OH 45887-1044
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Dec 28, 2022 · Amount on Record
Deed Doc Number	20249551
Record Refreshed	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 28, 2022
Property Address	125 E UNION ST, SPENCERVILLE, OH 45887-1044
Document Number	12280014628
Book / Page	2022 / 14628
Map Reference	MB 3 PG 92
Instrument Date	Dec 20, 2022
Instrument	202212280014628
Transaction Type	Transfer
Record Updated	Jan 06, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7351 STAEGER RD, CELINA, OH 45822-9371
Investor	Possibly a Property Investor

Mortgage

Document Number	12280014629
Date	Dec 28, 2022
Instrument	202212280014629

Lender

Name	THE PEOPLES BANK CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00 (-2.87%)	$38,990 (-) Land $5,950 Building $33,040	$111,400 (-) Land $17,000 Building $94,400
2024	$1,323.00 (+14.15%)	$38,990 (+22%) Land $5,950 Building $33,040	$111,400 (+22.02%) Land $17,000 Building $94,400
2023	$1,159.00 (-1.28%)	$31,960 (-) Land $4,870 Building $27,090
2022	$1,174.00	$31,960 Land $4,870 Building $27,090
2021			$91,300 Land $13,900 Building $77,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.