Allen County property record for 124 E Union St, Spencerville, OH 45887 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,063 sqft · built 1920 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Aug 2021) |
| Tax Bill | $945 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-0112-02-001.000 |
| Primary APN | 44-0112-02-001.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,063 sqft Living Area |
| Gross Area | 1,495 sqft |
| 1st Floor Area | 684 sqft |
| Upper Floors Area | 379 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 168 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 124 E UNION ST |
|---|---|
| City | SPENCERVILLE |
| State | OH |
| Zip | 45887-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ISAAC BRIGGS ADDITION LOT 358 & 359 JOINT TEN FF 132.00 |
| Legal Subdivision | ISAAC BRIGGS ADDITION |
| Legal Lot Number | 358 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10600 |
Source: Allen County records · APN 44-0112-02-001.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 E UNION ST, SPENCERVILLE, OH 45887-1045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Aug 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 05, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2021 · Amount on Record |
| Deed Sale | Aug 04, 2021 · Amount on Record |
| Prior Sale | Nov 17, 2016 · Amount on Record |
| Deed Document Number | 202110860 |
| Deed Book / Page | 2021 / 10860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 04, 2021 |
| Property Address | 124 E UNION ST, SPENCERVILLE, OH 45887-1045 |
| Document Number | 8040010860 |
| Book / Page | 2021 / 10860 |
| Map Reference | MB 3 PG 92 |
| Instrument Date | Aug 04, 2021 |
| Instrument | 202108040010860 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 E UNION ST, SPENCERVILLE, OH 45887-1045 |
| Document Number | 8040010861 |
|---|---|
| Date | Aug 04, 2021 |
| Instrument | 202108040010861 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 05, 2021 |
| Property Address | 124 E UNION ST, SPENCERVILLE, OH 45887-1045 |
| Document Number | 8050010902 |
| Book / Page | 2021 / 10902 |
| Map Reference | MB 30 PG 92 |
| Instrument Date | Aug 04, 2021 |
| Instrument | 202108050010902 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 124 E UNION ST, SPENCERVILLE, OH 45887-1045 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Spencer Township |
| Municipality | Spencerville Village |
| Unified School District | Spencerville Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $945.00 (-0.21%) | $28,570 (-) Land $9,490 Building $19,080 | $81,600 (-) Land $27,100 Building $54,500 |
| 2024 | $947.00 (+13.82%) Homeowner's exemption | $28,570 (+21.99%) Land $9,490 Building $19,080 | $81,600 (+21.97%) Land $27,100 Building $54,500 |
| 2023 | $832.00 (-1.42%) Homeowner's exemption | $23,420 (-) Land $7,770 Building $15,650 | |
| 2022 | $844.00 Homeowner's exemption | $23,420 Land $7,770 Building $15,650 | |
| 2021 | $66,900 Land $22,200 Building $44,700 |
Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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