125 E Mount Ave, Atlantic Highlands, NJ 07716 Property Records

Monmouth County and Atlantic Highlands Borough property record for 125 E Mount Ave, Atlantic Highlands, NJ 07716

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 1,992 sqft · built 1896
Lot Size	0.669 acres (29,124 sqft)
Owner	Individual Name on File
Last Sale	$711,000 (Jun 2024)
Tax Bill	$11,327 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-00053-0000-00005-01`

Property Details

APN / Parcel Number

Primary APN	`05-00053-0000-00005-01`
Alternative APNs	`05000530000000050001` `00707018`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,069 sqft
Upper Floors Area	868 sqft
Attic	Attic
Attic Area	868 sqft
Basement Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	29,124 sqft (0.669 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Deck Area	288 sqft
Patio Area	453 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	00707018
Street Address	125 E MOUNT AVE
City	ATLANTIC HIGHLANDS
State	NJ
Zip	07716-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	ELIZABETH RITCHEY
Legal Block	53
Legal Lot Number	5.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	ATLANTIC HIGHLANDS
Census Block Group	4
Census Block	4016
Census Tract	800200

Owner

125 E Mount Ave is owned and occupied by an individual who bought it in June 2024.

Source: Monmouth County and Atlantic Highlands Borough records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	125 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Jul 27, 2006 · Amount on File
Deed Document Number	202440566
Deed Book / Page	9692 / 4628
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 3, 2026
Property Address	125 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1549
Document Number	0000072816
Book / Page	9811 / 1866
Instrument Date	Aug 14, 2026
Instrument	202672816
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	GREEN LABEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1549

Mortgage

Document Number	0000072816,
Date	Sep 3, 2026
Book Page	9811/1866
Instrument	202672816

Lender

Name	AMBOY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 125 E Mount Ave was $11,327, up 3.5% from the year before.

Source: Monmouth County and Atlantic Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Atlantic Highlands Borough
County	Monmouth County
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$790,300 (+6.75%) Land $524,200 Building $266,100	$790,300 (+6.75%) Land $524,200 Building $266,100
2025	$11,327.00 (+3.47%)	$740,300 Land $476,700 Building $263,600	$740,300 Land $476,700 Building $263,600
2024	$10,947.00
2023		$608,000 Land $355,200 Building $252,800	$608,000 Land $355,200 Building $252,800
2022	$10,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 E Mount Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (1984–2023)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 E Mount Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC HIGHLANDS WATER serves 4,385 people · EPA ID NJ1304001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250