123 E Mount Ave, Atlantic Highlands, NJ 07716 Property Records

Monmouth County and Atlantic Highlands Borough property record for 123 E Mount Ave, Atlantic Highlands, NJ 07716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,257 sqft · built 2010
Lot Size	0.382 acres (16,627 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Dec 2006)
Tax Bill	$13,755 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-00053-0000-00005-02`

Property Details

APN / Parcel Number

Primary APN	`05-00053-0000-00005-02`
Alternative APNs	`05000530000000050002` `00707026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,257 sqft Living Area
1st Floor Area	1,671 sqft
Basement Area	1,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	16,627 sqft (0.382 acres)
Lot Dimensions	175 ft deep x 95 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	165 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00707026
Street Address	123 E MOUNT AVE
City	ATLANTIC HIGHLANDS
State	NJ
Zip	07716-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	53
Legal Lot Number	5.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	ATLANTIC HIGHLANDS
Census Block Group	4
Census Block	4016
Census Tract	800200

Owner

123 E Mount Ave is owned and occupied by an individual who bought it in December 2006.

Source: Monmouth County and Atlantic Highlands Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	123 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2006 · Amount on File
Deed Sale	Dec 19, 2006 · Amount on File
Deed Book / Page	8617 / 5661
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	123 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1549
Document Number	0000046337
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	123 E MOUNT AVE ATLANTIC HIGHLANDS NJ 077161549, ATLANTIC HIGHLANDS, NJ 07716-1549

Mortgage

Document Number	0000046337
Date	May 10, 2018
Book Page	009286/008347
Instrument	46337

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 123 E Mount Ave was $13,755, up 2.5% from the year before.

Source: Monmouth County and Atlantic Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Atlantic Highlands Borough
County	Monmouth County
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$947,800 (+5.43%) Land $501,900 Building $445,900	$947,800 (+5.43%) Land $501,900 Building $445,900
2025	$13,755.00 (+2.5%)	$899,000 Land $451,900 Building $447,100	$899,000 Land $451,900 Building $447,100
2024	$13,419.00
2023		$770,300 Land $331,700 Building $438,600	$770,300 Land $331,700 Building $438,600
2022	$13,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 E Mount Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (1984–2023)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 E Mount Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC HIGHLANDS WATER serves 4,385 people · EPA ID NJ1304001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250