125 E Hammaker St, Thurmont, MD 21788 Property Records

Frederick County property record for 125 E Hammaker St, Thurmont, MD 21788 · Last verified April 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms2.5 Baths
Architecture StyleTownhouse
Year BuiltBuilt 1987
Square Footage1,374 sqft Living Area
Lot Size5,005 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2019)
Tax Bill$3,228.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-347139
Alternative APN
  • 347139

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,374 sqft Living Area
1st Floor694 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area5,005 sqft (0.115 acres)
Deck Area120 sqft Deck
PorchOpen Porch
Porch Area80 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageMunicipal Sewage

Location & Zoning

Account Number347139
Street Address125 E HAMMAKER ST
CityTHURMONT
StateMD
Zip21788-1769
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 6 SECT 5 BLK D BLDG 104- 5,005 SQ FT EAST END-E. HAMMAKER ST.
Legal SubdivisionEAST END-E HAMMAKER ST
Legal BlockD
Legal Lot Number6
JurisdictionFREDERICK MD
Minor Civil Division15, THURMONT
Census Blockgroup3
Census Block3003
Census Tract753002

Owner

Source: Frederick County records · APN 15-347139

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address125 E HAMMAKER ST, THURMONT, MD 21788-1769
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
May 02, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
May 11, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 14, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL NETWORK INC
Jun 27, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PRIME LNDG
Jul 12, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PRIME LNDG
Sep 11, 2017Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 12, 2019 · Amount on Record
Deed SaleJul 12, 2019 · Amount on Record
Prior SaleSep 11, 2017 · Amount on Record
Deed Book / Page13082 / 175
Prior Transfer DateAug 13, 2004
Prior Transfer Doc0050430296
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address125 E HAMMAKER ST, THURMONT, MD 21788-1769
Transaction TypeMortgage
Record UpdatedMay 15, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E HAMMAKER ST, THURMONT, MD 21788-1769

Mortgage

Document Number0164220410
DateMay 02, 2023
Book Page16422/410
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term342 Months
DueNov 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address125 E HAMMAKER ST, THURMONT, MD 21788-1769
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCDVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E HAMMAKER ST, THURMONT, MD 21788-1769

Mortgage

Document Number0148740458
DateMay 11, 2021
Book Page14874/458
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term338 Months
DueJul 01, 2049

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address125 E HAMMAKER ST, THURMONT, MD 21788-1769
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E HAMMAKER ST, THURMONT, MD 21788-1769

Mortgage

Document Number0155690184
DateDec 14, 2021
Book Page15569/184
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address125 E HAMMAKER ST, THURMONT, MD 21788-1769
Document Number0133770436
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E HAMMAKER ST THURMONT MD 217881769, THURMONT, MD 21788-1769

Mortgage

Document Number0133770436
DateDec 04, 2019
Book Page013377/000436
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2049

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJul 12, 2019
Property Address125 E HAMMAKER ST, THURMONT, MD 21788-1769
Document Number0130820175
Book / Page013082 / 000175
Instrument DateJun 27, 2019
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address125 E HAMMAKER ST THURMONT MD 217881769, THURMONT, MD 21788-1769

Mortgage

Document Number130820181
DateJul 12, 2019
Book Page013082/000181
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2049

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 11, 2017
Property Address125 E HAMMAKER ST, THURMONT, MD 21788-1769
Document Number0120230350
Book / Page12023 / 0350
Map ReferenceMB32 PG58
Instrument DateSep 01, 2017
Instrument12023-0350
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,340.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14610 RODDY RD, 14610, THURMONT, MD 21788-1209

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E HAMMAKER ST, THURMONT, MD 21788-1769

Mortgage

Document Number120230359
DateSep 11, 2017
Instrument12023-0359
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$228,567 (+20.87%)$248,300 (+31.31%) Land $55,000 Building $193,300
2024$3,228.00 (+10.93%)
2023$2,910.00$189,100 Land $50,000 Building $139,100$189,100 Land $50,000 Building $139,100

Flood & Wildfire

125 E Hammaker St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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