122 E Hammaker St, Thurmont, MD 21788 Property Records

Frederick County property record for 122 E Hammaker St, Thurmont, MD 21788 · Last verified September 2023

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms4 Baths
Architecture StyleTownhouse
Year BuiltBuilt 1988
Square Footage1,360 sqft Total Area
Lot Size16,016 sqft (0.367 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2020)
Tax Bill$3,398.00 (2023)

Property Details

APN / Parcel Number

Primary APN15-346868
Alternative APN
  • 346868

Interior

Full Baths4 Baths
Partial Baths2 Partial Baths
Building Area1,360 sqft Total Area
1st Floor680 sqft 1st Floor
Basement Area500 sqft Basement
Finished Basement500 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area16,016 sqft (0.367 acres)
Deck Area100 sqft Deck
Patio Area400 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number346868
Street Address122 E HAMMAKER ST
CityTHURMONT
StateMD
Zip21788-3300
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 8 SEC 4 BLDG 101 16,016 SQ FT EAST END EAST HAMMAKER ST.
Legal SubdivisionEAST END SEC 04
Legal Lot Number8
JurisdictionFREDERICK MD
Minor Civil Division15, THURMONT
Census Blockgroup3
Census Block3002
Census Tract753002

Owner

Source: Frederick County records · APN 15-346868

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address122 E HAMMAKER ST, THURMONT, MD 21788-3300
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2020Deed, Transfer · Conventional Mortgage
SEVERN SAVINGS BANK FSB
Sep 22, 2017Grant Deed, Transfer
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Prior SaleSep 22, 2017 · Amount on Record
Deed Doc Number0013667148
Deed Book / Page13667 / 148
Record RefreshedJun 07, 2026

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 20, 2020
Property Address122 E HAMMAKER ST, THURMONT, MD 21788-3300
Document Number0136670148
Book / Page13667 / 148
Map ReferenceMB 32 PG 57
Instrument DateMar 19, 2020
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyCLEAR TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$562.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address122 E HAMMAKER ST, THURMONT, MD 21788-3300

Mortgage

Document Number136670155
DateApr 20, 2020
Instrument13667/0155
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateSep 22, 2017
Property Address122 E HAMMAKER ST, THURMONT, MD 21788-3300
Document Number0120430079
Book / Page012043 / 000079
Instrument DateAug 31, 2017
Transaction TypeTransfer
Record UpdatedNov 17, 2017
Title CompanyCHOICE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address122 E HAMMAKER ST THURMONT MD 217883300, THURMONT, MD 21788-3300
InvestorPossibly a Property Investor

Mortgage

Document Number120430085
DateSep 22, 2017
Book Page012043/000085
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDIETOWN, RI 02842
Agreement
AmountAmount Recorded
Term360 Months
DueSep 21, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,398.00$221,800 Land $50,000 Building $171,800$221,800 Land $50,000 Building $171,800

Flood & Wildfire

122 E Hammaker St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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