125 E Delaware St, Decatur, MI 49045 Property Records

Van Buren County property record for 125 E Delaware St, Decatur, MI 49045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,328 sqft · built 1905
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Jun 2026)
Tax Bill	$5 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`80-43-040-253-00`

Property Details

APN / Parcel Number

Primary APN	`80-43-040-253-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,328 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	1,156 sqft
Unfinished Basement	1,156 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Ranch
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	133 ft deep x 99 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 E DELAWARE ST
City	DECATUR
State	MI
Zip	49045-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	666 20-4-14 743-972 1203-964 1359-357 1384-933 1467-402 1502-115 LOT 1. ALSO E 1/2 OF LOT 2. EXCEPT N 32 FT OF SAID LOTS.
Legal Subdivision	VILLAGE OF DECATUR
Legal Block	B
Legal Lot Number	1-2
Jurisdiction	VAN BUREN MI
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1037
Census Tract	11601

Owner

Source: Van Buren County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 E DELAWARE ST, DECATUR, MI 49045-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED FEDERAL CREDIT UNION
Oct 22, 2025	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Oct 22, 2025 · Amount on Record
Deed Document Number	20263475964
Deed Book / Page	1794 / 623
Prior Transfer Date	Aug 8, 2006
Prior Transfer Doc	1467/0402
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jun 15, 2026
Property Address	125 E DELAWARE ST, DECATUR, MI 49045-1131
Document Number	0003475964
Book / Page	1794 / 623
Instrument Date	May 29, 2026
Instrument	20263475964
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,559.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E DELAWARE ST, DECATUR, MI 49045-1131

Mortgage

Document Number	0003475965,
Date	Jun 15, 2026
Instrument	20263475965

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Oct 22, 2025
Property Address	125 E DELAWARE ST, DECATUR, MI 49045-1131
Document Number	001785/228
Book / Page	1785 / 228
Map Reference	LB 2 PG 31
Instrument Date	Oct 16, 2025
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$318.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16230 152ND AVE, SPRING LAKE, MI 49456-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E DELAWARE ST, DECATUR, MI 49045-1131

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Decatur Township
Municipality	Decatur Village
Unified School District	Decatur Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,700 (-4%)	$77,400 (-4%)
2025	$5.00 (+15%) Homeowner's exemption	$64,500 (+6.09%)	$129,000 (+6.09%)
2024	$2.00
2023		$60,800	$121,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 1,838 people · EPA ID MI0001750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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