125 E 1st St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 125 E 1st St, Oswego, NY 13126

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,574 sqft · built 1960
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Apr 2010)
Tax Bill	$2,224 (2026)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.55-04-18`

Property Details

APN / Parcel Number

Primary APN	`351200 128.55-04-18`
Alternative APNs	`120012805500040180000000` `0281 M`

Interior

Stories	2 Stories
Building Area	2,574 sqft Gross Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	100 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0281 M
Street Address	125 E 1ST ST
City	OSWEGO
State	NY
Zip	13126-2104
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	TB
Legal Description	B 100, L 59 095-005-000
Legal Block	4
Legal Lot Number	18.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3016
Census Tract	21605

Owner

125 E 1st St, a commercial property, is owned by a company that bought it in April 2010.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	125 E 1ST ST, OSWEGO, NY 13126-2104
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2010 · Amount on File
Deed Sale	Apr 6, 2010 · Amount on File
Prior Sale	Sep 17, 2002 · Amount on File
Deed Document Number	20102841
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	125 E 1ST ST, OSWEGO, NY 13126-2104
Document Number	0000000670
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	125 E 1ST ST OSWEGO NY 131262104, OSWEGO, NY 13126-2104

Mortgage

Document Number	0000000670
Date	Jan 22, 2018
Instrument	670

Lender

Name	CITY OF OSWEGO
Address	OSWEGO, NY 13126

Agreement

Amount	Amount on Record
Term	84 Months
Due	Jan 21, 2025

Interest

Rate	1%

Tax Assessment & Valuation

The 2026 property tax bill for 125 E 1st St was $2,224, down 1.2% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,224.00 (-1.16%)
2025	$2,250.00	$120,000 Land $16,000 Building $104,000	$120,000 Land $16,000 Building $104,000
2023		$75,000 Land $18,700 Building $56,300	$90,361 Land $22,530 Building $67,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 E 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 E 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20