92 E 1st St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 92 E 1st St, Oswego, NY 13126

Property Summary

Property Type	Hotel
Details	91,452 sqft · built 1960
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Company Names on Record
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.55-07-06`

Property Details

APN / Parcel Number

Primary APN	`351200 128.55-07-06`
Alternative APNs	`120012805500070060000000` `0265 M`

Interior

Stories	5 Stories
Building Area	91,452 sqft Gross Area
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Lot Area	67,082 sqft (1.54 acres)
Lot Dimensions	166 ft deep x 296 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	1,836 sqft
Canopy	1,352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0265 M
Street Address	92 E 1ST ST
City	OSWEGO
State	NY
Zip	13126-2112
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Local Zoning Code	TB
Legal Description	B 81 103-002-000
Legal Block	7
Legal Lot Number	6.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1046
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	44 W BRIDGE ST, OSWEGO, NY 13126-2026
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 28, 2018
Property Address	60-90 E FIRST ST, OSWEGO, NY 13126
Document Number	0000012683
Instrument Date	Dec 20, 2018
Instrument	12683
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	701 E 1ST ST OSWEGO NY 13126, OSWEGO, NY 13126

Mortgage

Document Number	12694
Date	Dec 28, 2018
Instrument	12694

Lender

Name	PATHFINDER BK
Type	Bank
Address	44 W BRIDGE ST, OSWEGO, NY 13126-2026

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Dec 27, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$7,686,000 (-) Land $348,000 Building $7,338,000	$7,686,000 (-17%) Land $348,000 Building $7,338,000
2023	$7,686,000 Land $311,200 Building $7,374,800	$9,260,241 Land $374,940 Building $8,885,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20