Lincoln County property record for 125 David St, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 1967 |
| Lot Size | 0.751 acres (32,714 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,214 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-80-28-002-009-005.000 |
| Primary APN | 02-80-28-002-009-005.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,714 sqft (0.751 acres) |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 125 DAVID ST |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.751 AC CENTER PT LOT 4, B.C. WELCH TR. ACREAGE DAVID ST. |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | B C WELCH TR |
| Legal Lot Number | 4 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 3 |
| Census Block | 3080 |
| Census Tract | 810100 |
125 David St is owned and occupied by an individual who acquired it in May 2016.
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 DAVID ST, ELSBERRY, MO 63343-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2016 |
| Deed Sale | May 31, 2016 |
| Prior Sale | Aug 5, 2014 · Amount on File |
| Deed Document Number | 20164154 |
| Deed Book / Page | 2399 / 158 |
| Prior Transfer Date | May 26, 2016 |
| Prior Transfer Doc | 02399/0158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 125 DAVID ST, ELSBERRY, MO 63343-1115 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002456/871 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 2456/871 |
| Instrument | 2020014964 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2046 |
The 2025 property tax bill for 125 David St was $1,214.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Elsberry City |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,770 (-) Land $1,824 Building $17,946 | ||
| 2025 | $1,214.00 | $19,770 Land $1,824 Building $17,946 | $104,050 Land $9,600 Building $94,450 |
| 2023 | $1,107.00 (+6.65%) | $17,944 (+6.05%) Land $1,140 Building $16,804 | $94,440 Land $6,000 Building $88,440 |
| 2022 | $1,038.00 | $16,920 Land $1,140 Building $15,780 | |
| 2021 | $89,050 Land $6,000 Building $83,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 David St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 32 (1982–2025) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 David St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSBERRY PWS serves 2,076 people · EPA ID MO6010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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