Lincoln County property record for 200 David St, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,500 sqft · built 1948 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,300 (Sep 2020) |
| Tax Bill | $800 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-80-28-002-001-015.000 |
| Primary APN | 02-80-28-002-001-015.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,059 sqft (0.185 acres) |
| Garage Area | 384 sqft |
| Street Address | 200 DAVID ST |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CHARLEY BROOKSHER SUBD OF LOT 2 B.C WELCH LAND |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | BROOKSHER |
| Legal Lot Number | 1-2 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 3 |
| Census Block | 3081 |
| Census Tract | 810100 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 200 DAVID ST, ELSBERRY, MO 63343-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Mar 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Mar 2, 2016 · Amount on Record |
| Deed Document Number | 202010668 |
| Deed Book / Page | 2452 / 604 |
| Prior Transfer Date | Jul 31, 2009 |
| Prior Transfer Doc | 0000008143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 200 DAVID ST, ELSBERRY, MO 63343-1118 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN NDTS |
| Name | Verified Name |
|---|---|
| Address | 200 DAVID ST, ELSBERRY, MO 63343-1118 |
| Document Number | 002512/541 |
|---|---|
| Date | Aug 4, 2025 |
| Book Page | 2512/541 |
| Instrument | 2025006052 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 7, 2022 |
| Property Address | 200 DAVID ST, ELSBERRY, MO 63343-1118 |
| Document Number | 002476/605 |
| Book / Page | 2476 / 605 |
| Map Reference | MB 5 PG 20 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2022002328 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 BREEZY POINT CT, 2, O FALLON, MO 63368-8322 |
| Name | Verified Name |
|---|---|
| Address | 200 DAVID ST, ELSBERRY, MO 63343-1118 |
| Document Number | 2022002329 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022002329 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Sep 21, 2020 |
| Property Address | 200 DAVID ST, ELSBERRY, MO 63343-1118 |
| Document Number | 2452/604 |
| Book / Page | 2452 / 604 |
| Map Reference | MB 5 PG 20 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2020010668 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 S 1ST ST, 410, NEW FLORENCE, MO 63363-1140 |
| Name | Verified Name |
|---|---|
| Address | 200 DAVID ST, ELSBERRY, MO 63343-1118 |
| Document Number | 2020010669 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020010669 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Elsberry City |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,030 (-) Land $969 Building $12,061 | ||
| 2025 | $800.00 (+8.25%) | $13,030 (+8.72%) Land $969 Building $12,061 | $68,580 (+8.72%) Land $5,100 Building $63,480 |
| 2023 | $739.00 (+6.33%) | $11,985 Land $606 Building $11,379 | $63,080 Land $3,190 Building $59,890 |
| 2022 | $695.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 32 (1982–2025) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSBERRY PWS serves 2,076 people · EPA ID MO6010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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