125 Cliff Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 125 Cliff Rd, Nantucket, MA 02554

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,415 sqft · built 1965
Lot Size1.2 acres (52,670 sqft)
OwnerCompany Name on File
Tax Bill$17,533 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNNANT M:00041 P:00580

Property Details

APN / Parcel Number

Primary APNNANT M:00041 P:00580
Alternative APN
  • 2331

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,415 sqft Living Area
Gross Area5,984 sqft
1st Floor Area2,026 sqft
Basement Area2,026 sqft
Unfinished Basement2,026 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area52,670 sqft (1.2 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2331
Street Address125 CLIFF RD
CityNANTUCKET
StateMA
Zip02554-2174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
JurisdictionNANTUCKET MA
Township / Civil DivisionNANTUCKET
Census Block Group2
Census Block2003
Census Tract950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Nantucket Historic District
listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

125 Cliff Rd is owned by a company that acquired it in October 2007.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 778, NEW YORK, NY 10013-0778
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2007
Deed SaleOct 30, 2007
Prior SaleSep 18, 2007
Deed Document Number2007122171
Deed Book / Page1 / 312
Transfer Doc121671
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address125 CLIFF RD, NANTUCKET, MA 02554-2174
Document Number0000166314
Instrument DateSep 8, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address125 CLIFF RD NANTUCKET MA 025542174, NANTUCKET, MA 02554-2174

Mortgage

Document Number0000166314
DateSep 10, 2020
Instrument166314
Lender
NameUBS BK USA
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueSep 9, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 125 Cliff Rd was $17,533, up 4.3% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNantucket County
County SubdivisionNantucket Town
Unified School DistrictNantucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,533.00 (+4.31%)$5,619,700 (+9.66%) Land $4,048,200 Building $1,571,500$6,313,745
2025$16,809.00 (+5.78%)$5,124,700 (+0.94%) Land $3,537,000 Building $1,587,700
2024$15,891.00 (+9.54%)$5,076,900 (+12.34%) Land $3,602,600 Building $1,474,300
2023$14,507.00$4,519,300 Land $3,440,300 Building $1,079,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 380 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 319 individual policies
Nearby Flood Policies357 units insured
incl. 38 condo units
Nearby Flood Claims380 (1978–2026)
Claims Outside the SFHA20 of 380
Most Recent ClaimFeb 2026 · Severe Winter Storm And Snowstorm
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 99 claims
  • Winter Coastal Storm, Dec 1992 · 71 claims
  • Coastal Storm, Oct 1991 · 118 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Cliff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWANNACOMET WATER COMPANY
serves 27,703 people · EPA ID MA4197000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting67
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Cliff Rd

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