Nantucket County and Nantucket Town property record for 115 Cliff Rd, Nantucket, MA 02554
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | built 1920 |
| Lot Size | 0.839 acres (36,553 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,827 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NANT M:00041 P:00007 |
| Primary APN | NANT M:00041 P:00007 |
|---|---|
| Alternative APN |
|
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Roof Material | Asphalt |
| Lot Area | 36,553 sqft (0.839 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 1735 |
|---|---|
| Street Address | 115 CLIFF RD |
| City | NANTUCKET |
| State | MA |
| Zip | 02554-2174 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | R20 |
| Jurisdiction | NANTUCKET MA |
| Township / Civil Division | NANTUCKET |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
115 Cliff Rd, a residential property, is owned by an individual.
Source: Nantucket County and Nantucket Town records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 WILD DUCK RD, WILTON, CT 06897-2828 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 115 CLIFF RD, NANTUCKET, MA 02554-2174 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000162485 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 162485 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Aug 1, 2026 |
The 2025 property tax bill for 115 Cliff Rd was $14,827, up 3.2% from the year before.
Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Nantucket County |
| County Subdivision | Nantucket Town |
| Unified School District | Nantucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,827.00 (+3.24%) | $4,520,500 (-1.48%) Land $3,437,100 Building $1,083,400 |
| 2024 | $14,361.00 (+7.78%) | $4,588,200 (+10.54%) Land $3,500,800 Building $1,087,400 |
| 2023 | $13,324.00 | $4,150,800 Land $3,338,500 Building $812,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 115 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 380 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 319 individual policies |
| Nearby Flood Policies | 357 units insured incl. 38 condo units |
| Nearby Flood Claims | 380 (1978–2026) |
| Claims Outside the SFHA | 20 of 380 |
| Most Recent Claim | Feb 2026 · Severe Winter Storm And Snowstorm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Cliff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 67 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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