Oneida County and Vernon Town property record for 125 Cherry Ln, Sherrill, NY 13461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1992 |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | May 2021 Refinance Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301400 322.019-2-81 |
| Primary APN | 301400 322.019-2-81 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Dimensions | 121 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 980 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 10170 |
|---|---|
| Street Address | 125 CHERRY LN |
| City | SHERRILL |
| State | NY |
| Zip | 13461-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 2 |
| Legal Lot Number | 81.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 24800 |
125 Cherry Ln is owned and occupied by two individuals.
Source: Oneida County and Vernon Town records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 CHERRY LN, SHERRILL, NY 13461-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 125 CHERRY LN, SHERRILL, NY 13461-1200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8140 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-008140 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 125 CHERRY LN, SHERRILL, NY 13461-1200 |
| Document Number | 0000002492 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 125 CHERRY LN SHERRILL NY 134611200, SHERRILL, NY 13461-1200 |
| Document Number | 0000002492 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 2492 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 26, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 125 CHERRY LN, SHERRILL, NY 13461-1200 |
| Document Number | 0000002491 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 125 CHERRY LN SHERRILL NY 134611200, SHERRILL, NY 13461-1200 |
| Document Number | 0000002491 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 2491 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 26, 2034 |
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Municipality | Sherrill City |
| Unified School District | Sherrill City School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $113,000 Land $12,600 Building $100,400 | $259,770 Land $28,966 Building $230,804 |
| 2023 | $113,000 Land $12,600 Building $100,400 | $245,652 Land $27,391 Building $218,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Cherry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Cherry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHERRILL - KENWOOD WD serves 3,142 people · EPA ID NY3202419 |
|---|---|
| Water Source | Purchased surface water from ONEIDA CITY |
| Last State Inspection | Feb 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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