Oneida County and Vernon Town property record for 123 Cherry Ln, Sherrill, NY 13461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,696 sqft · built 1992 |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301400 322.019-2-82 |
| Primary APN | 301400 322.019-2-82 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 968 sqft |
| 2nd Floor Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Dimensions | 115 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 941 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 504 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10180 |
|---|---|
| Street Address | 123 CHERRY LN |
| City | SHERRILL |
| State | NY |
| Zip | 13461-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 2 |
| Legal Lot Number | 82.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 24800 |
123 Cherry Ln is owned and occupied by an individual.
Source: Oneida County and Vernon Town records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 CHERRY LN, SHERRILL, NY 13461-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU |
| Dec 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Jul 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICU CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 123 CHERRY LN, SHERRILL, NY 13461-1200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001072 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026-001072 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 123 CHERRY LN, SHERRILL, NY 13461-1200 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000022567 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-022567 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jul 30, 2019 |
| Property Address | 123 CHERRY LN, SHERRILL, NY 13461-1200 |
| Document Number | 0000009776 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 9776 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $899.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2001 COON HILL RD SKANEATELES NY 131528850, SKANEATELES, NY 13152-8850 |
| Document Number | 9777 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 9777 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 29, 2034 |
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Municipality | Sherrill City |
| Unified School District | Sherrill City School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $130,900 Land $25,000 Building $105,900 | $300,920 Land $57,471 Building $243,449 |
| 2023 | $130,900 Land $25,000 Building $105,900 | $284,565 Land $54,348 Building $230,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Cherry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Cherry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHERRILL - KENWOOD WD serves 3,142 people · EPA ID NY3202419 |
|---|---|
| Water Source | Purchased surface water from ONEIDA CITY |
| Last State Inspection | Feb 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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